217 Gold Mountain Dr, Sagle, ID 83860 Property Records

Bonner County property record for 217 Gold Mountain Dr, Sagle, ID 83860

Property Summary

Property Type	General Agricultural/Rural
Lot Size	12 acres (523,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,573 (Oct 2025)
Tax Bill	$401 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP025590000020A`

Property Details

APN / Parcel Number

Primary APN	`RP025590000020A`
Alternative APN	`RP026050000020A`

Exterior

Lot Area	523,156 sqft (12 acres)

Location & Zoning

Street Address	230 CUTLASS LN
City	SAGLE
State	ID
Zip	83860-8384
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	13-56N-2W CANTERBURY ESTATES LOT 2
Legal Range	02W
Legal Township	56N
Legal Section	13
Legal Subdivision	CANTERBURY ESTATES
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2009
Census Tract	950902

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1322, SANDPOINT, ID 83864-0863
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage FREEDOM NW CREDIT UNION
Oct 31, 2025	Warranty Deed, Transfer · Commercial Mortgage FREEDOM NORTHWEST CU
Mar 30, 2020	Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	20251054287
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0001033749
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Apr 14, 2026
Property Address	230 CUTLASS LN, SAGLE, ID 83860-8384
Document Number	0001060496
Instrument Date	Apr 10, 2026
Instrument	20261060496
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060496,
Date	Apr 14, 2026
Instrument	20261060496

Lender

Name	FREEDOM NW CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 28, 2027

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 31, 2025
Property Address	217 GOLD MOUNTAIN DR, SAGLE, ID 83860-8111
Document Number	0001054287
Map Reference	MB 22 PG 68
Instrument Date	Oct 29, 2025
Instrument	1054287
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1322, SANDPOINT, ID 83864-0863

Mortgage

Document Number	0001054288
Date	Oct 31, 2025
Instrument	1054288

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 30, 2020
Property Address	217 GOLD MOUNTAIN DR, SAGLE, ID 83860-8111
Document Number	0000954991
Map Reference	MB14 PG43 DOC943716
Instrument Date	Mar 25, 2020
Instrument	954991
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	130 TWEED LN NW STE 2, 2, BREMERTON, WA 98312-3125

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$401.00	$338,753 (+198.01%) Land $338,753	$338,753 (+198.01%) Land $338,753
2025		$113,670 (-62.3%) Land $113,670	$113,670 (-62.3%) Land $113,670
2023	$1,133.00	$301,532 Land $301,532	$301,532 Land $301,532

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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