217 Gertrude St, Elgin, IL 60123 Property Records

Kane County property record for 217 Gertrude St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1913
Lot Size	0.281 acres (12,251 sqft)
Owner	2 Company Names on File
Last Sale	$218,000 (Dec 2020)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-383-005`

Property Details

APN / Parcel Number

Primary APN	`06-14-383-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
Gross Area	2,357 sqft
Basement Area	865 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	12,251 sqft (0.281 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	217 GERTRUDE ST
City	ELGIN
State	IL
Zip	60123-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS ADDN LOT 4 BLOCK 8
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	8
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5002
Census Tract	851600

Owner

217 Gertrude St is owned by a company that bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	217 GERTRUDE ST, ELGIN, IL 60123-6213
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	202076908
Prior Transfer Date	Apr 22, 2003
Prior Transfer Doc	0000092892
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2026
Property Address	217 GERTRUDE ST, ELGIN, IL 60123-6213
Document Number	0000016418
Instrument Date	Dec 5, 2023
Instrument	202616418
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 GERTRUDE ST, ELGIN, IL 60123-6213

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2020
Property Address	217 GERTRUDE ST, ELGIN, IL 60123-6213
Document Number	0000076908
Instrument Date	Nov 18, 2020
Instrument	2020K076908
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 GERTRUDE ST, ELGIN, IL 60123-6213

Mortgage

Document Number	0000076909
Date	Dec 10, 2020
Instrument	2020K076909

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	0000076910
Date	Dec 10, 2020
Instrument	2020K076910

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 217 Gertrude St was $6,047, up 4.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 (+4.4%) Homeowner's exemption	$87,266 (+8.57%) Land $21,381 Building $65,885	$261,903 (+8.57%) Land $64,169 Building $197,734
2024	$5,792.00	$80,377 Land $19,693 Building $60,684	$241,227 Land $59,103 Building $182,125
2022	$5,220.00 (+4.67%) Homeowner's exemption	$66,211 (+6.96%) Land $16,222 Building $49,989	$198,633 (+6.96%) Land $48,666 Building $149,967
2021	$4,987.00 Homeowner's exemption	$61,902 Land $15,166 Building $46,736	$185,706 Land $45,498 Building $140,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 Gertrude St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 Gertrude St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Gertrude St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures