Macon County property record for 217 Fire House Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,132 sqft · built 1980 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,499 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580647961 |
| Primary APN | 6580647961 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Heated Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 404 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 154675 |
|---|---|
| Street Address | 217 FIRE HOUSE RD |
| City | OTTO |
| State | NC |
| Zip | 28763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 1 OFF 441 |
| Legal Lot Number | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 970700 |
217 Fire House Rd is held in a trust since March 2023.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 396, OTTO, NC 28763-0396 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 00K42/2342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 221 FIRE HOUSE RD, OTTO, NC 28763-0079 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | NOT AVAILABLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 00C41/1880 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | C-41/1880 |
| Instrument | 2021007206 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 27, 2023 |
| Property Address | 221 FIRE HOUSE RD, OTTO, NC 28763-0079 |
| Document Number | 00K42/2342 |
| Book / Page | K-42 / 2342 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023001754 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 396, OTTO, NC 28763-0396 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 396, OTTO, NC 28763-0396 |
The 2026 property tax bill for 217 Fire House Rd was $1,499.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,499.00 | $371,420 (-) Land $30,800 Building $340,620 | $371,420 (-) Land $30,800 Building $340,620 |
| 2025 | $1,499.00 | $371,420 Land $30,800 Building $340,620 | $371,420 Land $30,800 Building $340,620 |
| 2023 | $610.00 | $371,420 Land $30,800 Building $340,620 | $371,420 Land $30,800 Building $340,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Fire House Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2009–2015) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Fire House Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: BalsamWest FiberNET, Skyrunner.
4G LTE (outdoors only), no 5G reported
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