217 Evans St, Niceville, FL 32578 Property Records

Okaloosa County property record for 217 Evans St, Niceville, FL 32578

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,569 sqft · built 2006
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-963-6871-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-6871-7`
Alternative APN	`01-1S-23-1732-0000-0020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,569 sqft Heated Area
Gross Area	1,877 sqft
1st Floor Area	728 sqft
Upper Floors Area	841 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	1,612 sqft (0.037 acres)
Garage Type	Finished
Garage Area	280 sqft
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	217 EVANS ST
City	NICEVILLE
State	FL
Zip	32578-1911
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CROSS CREEK T/H LOT 2
Legal Range	23
Legal Township	01S
Legal Section	01
Legal Subdivision	CROSS CREEK
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1000
Census Tract	21200

Owner

217 Evans St, a townhouse, is owned by two individuals who bought it in March 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	216 BILTMORE WAY, NICEVILLE, FL 32578-1478
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · SBA Mortgage CADENCE BANK NA
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Deed Document Number	0036104932
Deed Book / Page	2719 / 1809
Prior Transfer Date	Jul 5, 2006
Prior Transfer Doc	2343185
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	217 EVANS ST, NICEVILLE, FL 32578-1911
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BILTMORE WAY, NICEVILLE, FL 32578-1478

Mortgage

Document Number	0003791775
Date	Jan 6, 2026
Instrument	3791775

Lender

Name	CADENCE BANK NA
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	131 Months
Due	Dec 23, 2036

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	217 EVANS ST, NICEVILLE, FL 32578-1911
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036104933
Date	Mar 18, 2022
Book Page	3610/4933
Instrument	3535519

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 217 Evans St was $3,299.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00	$240,348 Land $30,300 Building $210,048	$240,348 Land $30,300 Building $210,048
2023	$3,160.00 (+25.3%)	$237,101 (+15.4%) Land $30,300 Building $206,801	$237,101 (+15.4%) Land $30,300 Building $206,801
2022	$2,522.00	$205,466 Land $30,300 Building $175,166	$205,466 Land $30,300 Building $175,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Evans St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Evans St is moderate, ranking above 54% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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