Montgomery County property record for 217 Elm Ter, Narberth, PA 19072
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,501 sqft · built 1919 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2018) |
| Tax Bill | $7,589 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00-00898-00-8 |
| Primary APN | 12-00-00898-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 613 sqft |
| Basement Area | 13 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,125 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Garage Area | 209 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 217 ELM TER |
|---|---|
| City | NARBERTH |
| State | PA |
| Zip | 19072-1601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 27-35 |
| Legal Block | 27 |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | NARBERTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 205600 |
217 Elm Ter, a duplex, is owned and occupied by two individuals who bought it in January 2018.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL FEDERAL CU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG CORP |
| May 26, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jan 12, 2018 | Grant Deed, Transfer · Conventional with PMI AMERICAN FED'L MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Prior Sale | Aug 4, 2005 · Amount on File |
| Deed Document Number | 20182932 |
| Prior Transfer Date | Mar 14, 1996 |
| Prior Transfer Doc | 0000004233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 01551201225 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 15512/01225 |
| Instrument | 2022019199 |
| Name | CITADEL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 25, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Document Number | 0151212874 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 217 ELM TER NARBERTH PA 190721601, NARBERTH, PA 19072-1601 |
| Document Number | 0151212874 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 015121/002874 |
| Instrument | 1458 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Document Number | 0150680740 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | ALLIED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 217 ELM TER NARBERTH PA 190721601, NARBERTH, PA 19072-1601 |
| Document Number | 0150680740 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 015068/000740 |
| Instrument | 97889 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Document Number | 0145361273 |
| Instrument Date | May 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 217 ELM TER NARBERTH PA 190721601, NARBERTH, PA 19072-1601 |
| Document Number | 0145361273 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 014536/001273 |
| Instrument | 39512 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Jan 12, 2018 |
| Property Address | 217 ELM TER, NARBERTH, PA 19072-1601 |
| Document Number | 0060762017 |
| Book / Page | 006076 / 002017 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 2932 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | SOCIETY HILL ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 HAVERFORD AVE NARBERTH PA 190721922, NARBERTH, PA 19072-1922 |
| Document Number | 144682696 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 014468/002696 |
| Instrument | 2933 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2048 |
The 2026 property tax bill for 217 Elm Ter was $7,589.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| Municipality | Narberth Borough |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,589.00 | $148,560 | $148,560 |
| 2025 | $7,589.00 | ||
| 2024 | $148,560 (-) | ||
| 2023 | $7,048.00 (+3.81%) | $148,560 | |
| 2022 | $6,789.00 | ||
| 1998 | $148,560 | ||
| 1996 | $148,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 217 Elm Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 5 (1999–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Elm Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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