217 Elm St, Centreville, MD 21617 Property Records

Queen Anne's County property record for 217 Elm St, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	1,738 sqft · built 2026
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2026)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-000389`

Property Details

APN / Parcel Number

Primary APN	`03-000389`
Alternative APNs	`3000389` `000389`

Interior

Building Area	1,738 sqft Total Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	85 ft deep x 50 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	000389
Street Address	217 ELM ST
City	CENTREVILLE
State	MD
Zip	21617-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADJ LOT 6 BLK J CENTREVILLE HEIGHTS
Legal Subdivision	CENTREVILLE HEIGHTS
Legal Block	J
Legal Lot Number	ADJ6
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	4
Census Block	4005
Census Tract	810400

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 ELM ST, CENTREVILLE, MD 21617-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2021	Deed, Transfer ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Aug 19, 2025 · Amount on Record
Deed Book / Page	4759 / 203
Prior Transfer Date	Feb 11, 2014
Prior Transfer Doc	0022640255
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 7, 2026
Property Address	217 ELM ST, CENTREVILLE, MD 21617-1985
Document Number	4759000203
Book / Page	4759 / 203
Instrument Date	Apr 3, 2026
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATLANTIC TITLE INC, ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 ELM ST, CENTREVILLE, MD 21617-1985

Mortgage

Document Number	4759000209,
Date	Apr 7, 2026
Book Page	4759/209

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Nov 3, 2021
Property Address	217 ELM ST, CENTREVILLE, MD 21617-1985
Document Number	0038830296
Book / Page	3883 / 296
Map Reference	LB 45 FO 1
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25245 CALVERT DR, GREENSBORO, MD 21639-1240
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,300 (+317.65%)	$476,500 (+294.78%) Land $140,700 Building $335,800
2025	$1,442.00 (+6.19%)	$107,100 (+16.45%)	$120,700 (+20.34%) Land $120,700
2023	$1,358.00	$91,967	$100,300 Land $100,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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