San Diego County property record for 217 Earlham St, Ramona, CA 92065
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 5,734 sqft · built 1978 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jun 2020) |
| Tax Bill | $8,352 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-471-04-00 |
| Primary APN | 281-471-04-00 |
|---|---|
| Alternative APN |
|
| Building Area | 5,734 sqft Total Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 53,579 sqft |
| Old Parcel Number | 2814710100 |
|---|---|
| Street Address | 217 EARLHAM ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-1589 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | C30 |
| Legal Description | LOT 130 PAR A PER DOC03-0795166 IN TR 000656 |
| Legal Subdivision | VALLE DE LOS AMIGOS |
| Legal Tract | 000656 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20812 |
Source: San Diego County records · APN 281-471-04-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 10TH ST, RAMONA, CA 92065-2860 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 02, 2022 | Intrafamily Transfer, Transfer |
| Jun 25, 2020 | Grant Deed, Transfer · Conventional with PMI HARVEST SMALL BUSN FIN LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 2020333619 |
| Last Transfer Date | Feb 01, 2022 |
| Transfer Doc | 0000050158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 02, 2022 |
| Property Address | 217 EARLHAM ST, RAMONA, CA 92065-1589 |
| Document Number | 0000050158 |
| Map Reference | MAP 656 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022-0050158 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4295 ORCHARD DR, SPRING VALLEY, CA 91977-1208 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 25, 2020 |
| Property Address | 217 EARLHAM ST, RAMONA, CA 92065-1589 |
| Document Number | 0000333619 |
| Instrument Date | Mar 03, 2020 |
| Instrument | 333619 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1111 10TH ST RAMONA CA 920652860, RAMONA, CA 92065-2860 |
| Document Number | 333620 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 333620 |
| Name | HARVEST SMALL BUSN FIN LLC |
|---|---|
| Address | LAGUNA HILLS, CA 92653 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $780,857 (+2%) Land $501,981 Building $278,876 | |
| 2025 | $8,352.00 (+6.82%) | $765,547 (+4.04%) Land $492,139 Building $273,408 |
| 2023 | $7,819.00 (-0.9%) | $735,823 Land $473,030 Building $262,793 |
| 2022 | $7,890.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 57 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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