217 E Oak St, Fort Collins, CO 80524 Property Records

Larimer County property record for 217 E Oak St, Fort Collins, CO 80524

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,120 sqft · built 1899
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$440,250 (Sep 2019)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97123-20-019`

Property Details

APN / Parcel Number

Primary APN	`97123-20-019`
Alternative APN	`R0045144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,120 sqft Total Area
Basement Area	240 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0045144
Old Parcel Number	9712320019
Street Address	217 E OAK ST
City	FORT COLLINS
State	CO
Zip	80524-7129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 8, BLK 132, FTC LESS E 92.16 FT
Legal Range	69
Legal Township	07
Legal Section	12
Legal Quarter	SW
Legal Subdivision	FTC BLK 132
Legal Block	132
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2034
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

217 E Oak St, a duplex, is owned and occupied by an individual who acquired it in September 2021.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	217 E OAK ST, FORT COLLINS, CO 80524-7129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP
Sep 3, 2021	Intrafamily Transfer, Transfer
Sep 18, 2019	Special Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	0000056336
Last Transfer Date	Sep 3, 2021
Transfer Doc	0000083478
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	217 E OAK ST, FORT COLLINS, CO 80524-7129
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080326
Date	Oct 2, 2020
Instrument	20200080326

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Sep 3, 2021
Property Address	217 E OAK ST, FORT COLLINS, CO 80524-7129
Document Number	0000083478
Instrument Date	Sep 3, 2021
Instrument	20210083478
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 E OAK STPIN, 217, FORT COLLINS, CO 80524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 PIN OAK DR, LOVELAND, CO 80538-2342

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 18, 2019
Property Address	217 E OAK ST, FORT COLLINS, CO 80524-7129
Document Number	0000056336
Instrument Date	Sep 17, 2019
Instrument	20190056336
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 E OAK ST, FORT COLLINS, CO 80524-7129

Mortgage

Document Number	0000056337
Date	Sep 18, 2019
Instrument	20190056337

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 217 E Oak St was $2,441.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00	$23,350 Land $3,125 Building $20,225	$373,600 Land $50,000 Building $323,600
2023	$3,267.00 (+59.52%)	$37,641 (+82.51%) Land $3,350 Building $34,291	$561,800 (+85.23%) Land $50,000 Building $511,800
2022	$2,048.00	$20,624 Land $3,400 Building $17,224	$303,300 Land $50,000 Building $253,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Fort Collins Connexion, Verizon.

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