217 E Main St, Stratford, OK 74872 Property Records

Garvin County property record for 217 E Main St, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1950
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Mar 2023)
Tax Bill	$761 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20845`

Property Details

APN / Parcel Number

Primary APN	`20845`
Alternative APN	`0705-00-030-008-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	628 sqft
Deck Area	132 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20845
Street Address	217 E MAIN ST
City	STRATFORD
State	OK
Zip	74872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLOCK 30 STR LOTS 8 & 9
Legal Range	03E
Legal Township	04N
Legal Section	26
Legal Subdivision	STRATFORD CITY
Legal Block	30
Legal Lot Number	8,9
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3057
Census Tract	681100

Owner

217 E Main St is owned and occupied by an individual who bought it in March 2023.

Source: Garvin County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	217 E MAIN ST, STRATFORD, OK 74872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Mar 27, 2023	Warranty Deed, Construction Loan · Construction Mortgage VISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Mar 18, 2011 · Amount on File
Deed Document Number	20232195
Deed Book / Page	2432 / 120
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	Feb 1, 2024
Property Address	217 E MAIN ST, STRATFORD, OK 74872
Document Number	002466/220
Book / Page	2466 / 220
Instrument Date	Jan 23, 2024
Instrument	I-2024-000584
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E MAIN ST, STRATFORD, OK 74872

Mortgage

Document Number	002466/223
Date	Feb 1, 2024
Book Page	2466/223
Instrument	I-2024-000585

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	Mar 27, 2023
Property Address	217 E MAIN ST, STRATFORD, OK 74872
Document Number	002432/120
Book / Page	2432 / 120
Instrument Date	Mar 23, 2023
Instrument	I-2023-002195
Transaction Type	Construction Loan
Record Updated	Apr 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15805 N COUNTY ROAD 3370, STRATFORD, OK 74872-7086

Mortgage

Document Number	I2023002196
Date	Mar 27, 2023
Instrument	I-2023-002196

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 21, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 217 E Main St was $761, up 2.6% from the year before.

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,898 (-52.11%) Land $347 Building $3,551	$35,438 (-52.11%) Land $3,150 Building $32,288
2025	$761.00 (+2.56%)	$8,140 (+117.65%) Land $347 Building $7,793	$74,000 (+117.65%) Land $3,150 Building $70,850
2024	$742.00 (+437.68%)	$3,740 (+157.93%) Land $331 Building $3,409	$34,000 (+49.74%) Land $3,010 Building $30,990
2023	$138.00 (+4.55%)	$1,450 (+5%) Land $178 Building $1,272	$22,706 (-6.14%) Land $3,150 Building $19,556
2022	$132.00	$1,381 Land $167 Building $1,214	$24,191 Land $3,150 Building $21,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 E Main St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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