217 E Main St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 217 E Main St, Oak Harbor, OH 43449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1930
Lot Size	0.396 acres (17,228 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (Oct 1995)
Tax Bill	$2,660 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043594-1`

Property Details

APN / Parcel Number

Primary APN	`043594-1`
Alternative APN	`027-11005-14701-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,135 sqft
1st Floor Area	832 sqft
Basement Area	471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2003
Exterior Material	Wood
Lot Area	17,228 sqft (0.396 acres)
Lot Dimensions	174 ft deep x 99 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Canopy	680 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043594-1
Street Address	217 E MAIN ST
City	OAK HARBOR
State	OH
Zip	43449-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04 T06 R15 PT SW, VAC BLK 5 LOT 10 (99 X 175 KRAMER BROS (UNRECORDED BLK)
Legal Range	15E
Legal Township	06N
Legal Section	04
Legal Block	5
Legal Lot Number	10
Jurisdiction	OTTAWA OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3012
Census Tract	50700

Owner

Source: Ottawa County records · APN 043594-1

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 E MAIN ST, OAK HARBOR, OH 43449-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 1995 · Amount on Record
Deed Sale	Oct 30, 1995 · Amount on Record
Last Transfer Date	Jun 21, 2010
Transfer Doc	0000203943
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	217 E MAIN ST, OAK HARBOR, OH 43449-1417
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293294
Date	Mar 24, 2020
Book Page	1761/779
Instrument	202000293294

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank
Address	OAK HARBOR, OH 43449

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Salem Township
Municipality	Oak Harbor Village
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,660.00 (-0.75%)	$60,537 (-) Land $14,641 Building $45,896
2024	$2,680.00 (+13.7%) Homeowner's exemption	$60,537 (+29.62%) Land $14,641 Building $45,896	$172,960 (+29.62%) Land $41,830 Building $131,130
2023	$2,357.00 (+3.2%) Homeowner's exemption	$46,704 (-) Land $12,194 Building $34,510
2022	$2,284.00 Homeowner's exemption	$46,704 Land $12,194 Building $34,510
2021			$133,440 Land $34,840 Building $98,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Amplex Electric Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OAK HARBOR VILLAGE serves 4,400 people
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.