217 E Covell St, Garrett, IN 46738 Property Records

DeKalb County property record for 217 E Covell St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,904 sqft · built 1960
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$82,100 (Aug 2018)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-34-307-006.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-05-34-307-006.000-013`
Alternative APN	`260534307006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260534307006
Street Address	217 E COVELL ST
City	GARRETT
State	IN
Zip	46738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OZMUNS ADD LOT 5 BLOCK 2
Legal Subdivision	ORMUNS FIRST ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	3
Census Block	3032
Census Tract	20602

Owner

217 E Covell St is owned and occupied by an individual who bought it in August 2018.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	217 E COVELL ST, GARRETT, IN 46738-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	20184308
Prior Transfer Date	Jun 30, 2005
Prior Transfer Doc	0000005589
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 20, 2018
Property Address	217 E COVELL ST, GARRETT, IN 46738-1017
Document Number	201804308
Instrument Date	Aug 20, 2018
Instrument	201804308
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E COVELL ST, GARRETT, IN 46738-1017

Mortgage

Document Number	201804309
Date	Aug 20, 2018
Instrument	201804309

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 217 E Covell St was $1,121, down 1.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (-1.15%)	$154,600 (+6.55%) Land $29,200 Building $125,400	$154,600 (+6.55%) Land $29,200 Building $125,400
2024	$1,134.00 (+26.7%)	$145,100 (+13.89%) Land $27,300 Building $117,800	$145,100 (+13.89%) Land $27,300 Building $117,800
2023	$895.00 (-81.77%)	$127,400 (+1.19%) Land $23,800 Building $103,600	$127,400 (+1.19%) Land $23,800 Building $103,600
2022	$4,909.00	$125,900 Land $23,100 Building $102,800	$125,900 Land $23,100 Building $102,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 E Covell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 E Covell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

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