217 E Clay St, Whiteville, NC 28472 Property Records

Columbus County property record for 217 E Clay St, Whiteville, NC 28472

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,228 sqft · built 1992
Lot Size	0.35 acres (15,075 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Mar 2020)
Tax Bill	$1,296 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0291.03-00-5793.000`

Property Details

APN / Parcel Number

Primary APN	`0291.03-00-5793.000`
Alternative APNs	`01-08929` `001275`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,228 sqft Total Area
1st Floor Area	1,228 sqft
Flooring	Wood

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	15,075 sqft (0.35 acres)
Lot Dimensions	201 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01-08929
Street Address	217 E CLAY ST
City	WHITEVILLE
State	NC
Zip	28472-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT#24-26 TINA BURCKETTE
Legal Subdivision	J T KMCKENZIE PROPERTY
Legal Lot Number	24-26
Jurisdiction	COLUMBUS NC
Township / Civil Division	WHITEVILLE
Census Block Group	4
Census Block	4048
Census Tract	930900

Owner

217 E Clay St is owned and occupied by an individual who bought it in March 2020.

Source: Columbus County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Mar 24, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 2, 2019	Warranty Deed, Transfer
Aug 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20201465
Deed Book / Page	1224 / 287
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	1186/0233
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBUS NC
Property Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213

Mortgage

Document Number	001397/852
Date	Jan 22, 2026
Book Page	1397/852
Instrument	2026000346

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Mar 24, 2020
Property Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213
Document Number	1224/287
Book / Page	1224 / 287
Map Reference	MB 2 PG 3
Instrument Date	Mar 13, 2020
Instrument	2020001465
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 NEW WAREHOUSE RD, 130, TABOR CITY, NC 28463-8834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213

Mortgage

Document Number	12240289
Date	Mar 24, 2020
Instrument	1224/0289

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Apr 2, 2019
Property Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213
Document Number	1200/0159
Book / Page	1200 / 0159
Map Reference	MB 2 PG 3
Instrument Date	Mar 26, 2019
Instrument	2019001543
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBUS NC
Recording Date	Aug 22, 2018
Property Address	217 E CLAY ST, WHITEVILLE, NC 28472-4213
Document Number	1186/0233
Book / Page	1186 / 0233
Map Reference	MB2 PG3
Instrument Date	Aug 22, 2018
Instrument	2018003913
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5246 WALNUT ST, 5246, PHILADELPHIA, PA 19139-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5246 WALNUT ST, PHILADELPHIA, PA 19139-4026

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Whiteville City
Unified School District	Whiteville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$78,300 Land $18,900 Building $59,400
2024	$1,296.00 (+3.02%)
2023	$1,258.00	$78,300 Land $18,900 Building $59,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 E Clay St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (2003–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 E Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEVILLE serves 5,426 people · EPA ID NC0424010
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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