217 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 217 E 2nd St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1890
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$45,500 (Jan 2007)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.72-02-42`

Property Details

APN / Parcel Number

Primary APN	`351200 128.72-02-42`
Alternative APNs	`120012807200020420000000` `3306`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,319 sqft Living Area
1st Floor Area	887 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3306
Street Address	217 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HG 17, L 676, S 19 033-015-000
Legal Subdivision	HAMILTONS GORE
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3034
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.72-02-42

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	217 E 2ND ST, OSWEGO, NY 13126-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2007 · Amount on Record
Deed Sale	Jan 24, 2007 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	2007992
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	217 E 2ND ST, OSWEGO, NY 13126-3104
Transaction Type	Mortgage
Record Updated	Oct 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E 2ND ST, OSWEGO, NY 13126-3104

Mortgage

Document Number	0000000169
Date	Sep 02, 2021
Instrument	R-2021-010169

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 01, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00	$81,600 (+80.93%) Land $17,400 Building $64,200	$81,600 (+50.17%) Land $17,400 Building $64,200
2023		$45,100 Land $10,400 Building $34,700	$54,337 Land $12,530 Building $41,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.