Bay County property record for 217 E 23rd St, Panama City, FL 32405
| Property Type | Commercial Office |
|---|---|
| Details | 7,254 sqft · built 1979 |
| Lot Size | 0.739 acres (32,190 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Oct 2015) |
| Tax Bill | $16,363 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12976-010-000 |
| Primary APN | 12976-010-000 |
|---|
| Total Rooms | 20 Rooms |
|---|---|
| Units | 11 Units |
| Stories | 1 Story |
| Building Area | 7,254 sqft Gross Area |
| 1st Floor Area | 7,254 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 32,190 sqft (0.739 acres) |
| Lot Dimensions | 280 ft deep x 115 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 145 sqft |
| Patio Area | 234 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 217 E 23RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7613 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -107.10- 104B ST AND BAY DEV CO PLAT W 115 OF LOT 122 LESS R/W ORB 3744 P 258 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 122 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1502 |
217 E 23rd St, a commercial property, is owned by a company that bought it in October 2015.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1529 THURSO RD, LYNN HAVEN, FL 32444-8337 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on File |
| Deed Sale | Oct 26, 2015 · Amount on File |
| Deed Document Number | 201558935 |
| Deed Book / Page | 3744 / 258 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0034110671 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 217 E 23rd St was $16,363, up % from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,363.00 (+0.02%) | $1,036,084 Land $804,771 Building $231,313 | $1,036,084 Land $804,771 Building $231,313 |
| 2024 | $16,359.00 (+5.45%) | ||
| 2023 | $15,513.00 (+21.21%) | $1,056,265 (+24.7%) Land $804,771 Building $251,494 | $1,056,265 (+24.7%) Land $804,771 Building $251,494 |
| 2022 | $12,798.00 | $847,058 Land $579,435 Building $267,623 | $847,058 Land $579,435 Building $267,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 E 23rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 33.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 52 (1998–2025) |
| Claims Outside the SFHA | 24 of 52 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 E 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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