217 E 1st St, Waconia, MN 55387 Property Records

Carver County property record for 217 E 1st St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,790 sqft · built 1914
Lot Size0.199 acres (8,668 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (May 2017)
Tax Bill$4,874 (2026)
Deeds & MortgagesAug 2019 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75-0501890

Property Details

APN / Parcel Number

Primary APN75-0501890

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,790 sqft Finished Area
Gross Area2,576 sqft
1st Floor Area972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1981
Exterior MaterialCombination
Construction TypeFrame
Lot Area8,668 sqft (0.199 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area432 sqft
Deck Area84 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address217 E 1ST ST
CityWACONIA
StateMN
Zip55387-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 009 BLOCK 019
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block19
Legal Lot Number9
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2028
Census Tract90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address217 E 1ST ST, WACONIA, MN 55387-1529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN BK-WACONIA
May 8, 2017Warranty Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2017 · Amount on Record
Deed SaleMay 8, 2017 · Amount on Record
Deed Document Number2017644740
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address217 E 1ST ST, WACONIA, MN 55387-1529
Document Number0000681379
Instrument DateAug 6, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyTITLE MARK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address217 E 1ST ST WACONIA MN 553871529, WACONIA, MN 55387-1529

Mortgage

Document Number0000681379
DateAug 13, 2019
Instrument681379
Lender
NameHOMETOWN BK-WACONIA
AddressWACONIA, MN 55387
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 12, 2034

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateMay 8, 2017
Property Address217 E 1ST ST, WACONIA, MN 55387-1529
Document Number0000644740
Instrument DateMay 1, 2017
Instrument644740
Transaction TypeTransfer
Record UpdatedOct 2, 2017
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address217 E 1ST ST WACONIA MN 553871529, WACONIA, MN 55387-1529

Mortgage

Document Number644741
DateMay 8, 2017
Instrument644741
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 7, 2047

Mortgage

Document Number0000644741
DateMay 8, 2017
Instrument644741
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount Recorded
Term360 Months
DueMay 7, 2047

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,874.00 (+12.72%) Homeowner's exemption$384,100 (-0.85%) Land $125,000 Building $259,100$384,100 (-0.85%) Land $125,000 Building $259,100
2025$387,400 (+6.02%) Land $100,000 Building $287,400$387,400 (+6.02%) Land $100,000 Building $287,400
2024$4,324.00 (+4.9%) Homeowner's exemption$365,400 (+1.95%) Land $80,000 Building $285,400$365,400 (+1.95%) Land $80,000 Building $285,400
2023$4,122.00 Homeowner's exemption$358,400 Land $80,000 Building $278,400$358,400 Land $80,000 Building $278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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