217 Duane Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 217 Duane Ave, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,902 sqft · built 1900
Lot Size	0.055 acres (2,433 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jan 2006)
Tax Bill	$4,735 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.41-1-41`

Property Details

APN / Parcel Number

Primary APN	`421500 49.41-1-41`
Alternative APN	`150004904100010410000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,902 sqft Total Area
1st Floor Area	951 sqft
2nd Floor Area	951 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,433 sqft (0.055 acres)
Lot Dimensions	73 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	217 DUANE AVE
City	SCHENECTADY
State	NY
Zip	12307-1619
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Subdivision	MAP OF LANDS OF THE UNION REALTY COMPANY
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4005
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Jul 19, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2006 · Amount on Record
Deed Sale	Jan 20, 2006 · Amount on Record
Prior Sale	Feb 4, 2004 · Amount on Record
Deed Book / Page	1725 / 403
Last Transfer Date	May 10, 2023
Transfer Doc	0000041111
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 1, 2026
Property Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619
Document Number	0000014942
Instrument Date	Apr 30, 2026
Instrument	202614942
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619

Mortgage

Document Number	0000014942,
Date	Jul 1, 2026
Instrument	202614942

Lender

Name	TRUSTCO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619

Mortgage

Document Number	0000065988
Date	Nov 21, 2023
Book Page	5343/820
Instrument	202365988

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2043

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 19, 2023
Property Address	217 DUANE AVE, SCHENECTADY, NY 12307-1619
Document Number	0000041111
Book / Page	2112 / 144
Instrument Date	May 10, 2023
Instrument	202341111
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3096 BARBERRY LN, VIRGINIA BEACH, VA 23453-5935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHALRTON ST, SCHENECTADY, NY 12305

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,735.00 (+4.09%)
2025	$4,549.00 (+9.35%)	$68,000 (-) Land $10,200 Building $57,800	$112,601 (+30.82%) Land $16,890 Building $95,711
2023		$68,000 (-) Land $10,200 Building $57,800	$86,076 (+3.8%) Land $12,911 Building $73,165
2022		$68,000 Land $10,200 Building $57,800	$82,927 Land $12,439 Building $70,488
2021	$4,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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