217 Dowdy Rd, McKinney, TX 75069 Property Records

Collin County property record for 217 Dowdy Rd, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	4,930 sqft · built 1972
Lot Size	5.08 acres (221,328 sqft)
Owner	2 Individual Names on File
Last Sale	$1,526,175 (Jun 2023)
Tax Bill	$17,204 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-6517-002-0300-1`

Property Details

APN / Parcel Number

Primary APN	`R-6517-002-0300-1`
Alternative APNs	`000001082919` `1082919`

Interior

Stories	1 Story
Building Area	4,930 sqft Living Area
Gross Area	7,357 sqft
1st Floor Area	4,930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	221,328 sqft (5.08 acres)
Garage Type	Attached
Garage Area	1,643 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	660 sqft
Porch	Covered Patio/Porch
Porch Area	1,277 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	217 DOWDY RD
City	MCKINNEY
State	TX
Zip	75069-2597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0517 R H LOCKE SURVEY, SHEET 2, TRACT 30, 5.081 ACRES
Legal Subdivision	R H LOCKE SURVEY
Legal Tract	30
Legal Block	2
Legal Lot Number	30
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2065
Census Tract	31007

Owner

217 Dowdy Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Collin County records, as of May 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 GOLDEN HOLW, RICHMOND, TX 77469-5539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jun 13, 2023	Vendor's Lien, Transfer TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Nov 9, 2016
Deed Document Number	202365622
Prior Transfer Date	Sep 18, 1996
Prior Transfer Doc	0000080586
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Apr 27, 2026
Property Address	217 DOWDY RD, MCKINNEY, TX 75069-2597
Document Number	0000054539
Instrument Date	Apr 14, 2026
Instrument	202654539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DOWDY RD, MCKINNEY, TX 75069-2597
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054539,
Date	Apr 27, 2026
Instrument	202654539

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 13, 2023
Property Address	217 DOWDY RD, MCKINNEY, TX 75069-2597
Document Number	2023000065622
Map Reference	DOC 2006091500133403
Instrument Date	Jun 9, 2023
Instrument	2023000065622
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 DOWDY RD, FAIRVIEW, TX 75069-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 GOLDEN HOLW, RICHMOND, TX 77469-5539

Mortgage

Document Number	2023000065623
Date	Jun 13, 2023
Instrument	2023000065623

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

Mortgage

Document Number	2023000065623
Date	Jun 13, 2023
Instrument	2023000065623

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	PEARL, MS 39208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 217 Dowdy Rd was $17,204 with exemptions applied, down 3.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lowry Crossing City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,204.00 (-3.83%) Homeowner's exemption	$1,414,203 Land $431,885 Building $984,987	$1,416,872 Land $431,885 Building $984,987
2024	$17,890.00
2023		$1,393,023 Land $327,828 Building $1,065,195	$1,393,023 Land $327,828 Building $1,065,195
2022	$8,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Dowdy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Dowdy Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WSC serves 3,364 people · EPA ID TX0430041
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, Spectrum.

Nearby Properties on Dowdy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures