Okaloosa County property record for 217 Dolphin Estates Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 1988 |
| Lot Size | 0.191 acres (8,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jul 2024) |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4200-4 |
| Primary APN | C56-000-589-4200-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,726 sqft |
| 1st Floor Area | 1,926 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 8,332 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 217 DOLPHIN ESTATES CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOLPHIN EST UNIT 9 |
| Legal Subdivision | DOLPHIN EST |
| Legal Lot Number | 90 |
| Legal Unit | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23306 |
217 Dolphin Estates Ct is owned and occupied by two individuals who bought it in July 2024.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jul 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Nov 4, 2021 |
| Deed Document Number | 20243697781 |
| Prior Transfer Date | Oct 25, 2021 |
| Prior Transfer Doc | 0035851027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 4, 2021 |
| Property Address | 217 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238 |
| Document Number | 0035851027 |
| Book / Page | 3585 / 1027 |
| Map Reference | MB 10 PG 65 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 3502846 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 217 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238 |
| Document Number | 35851030 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 3585/1030 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 5, 2019 |
| Property Address | 217 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238 |
| Document Number | 0034072287 |
| Book / Page | 3407 / 2287 |
| Map Reference | MB 10 PG 65 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 3289197 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 DOLPHIN ESTATES CT, 217, DESTIN, FL 32541-2238 |
| Name | Verified Name |
|---|---|
| Address | 217 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238 |
| Document Number | 0034072291 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 3407-2291 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 217 Dolphin Estates Ct was $4,336.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,336.00 | $366,131 Land $108,854 Building $257,277 | $366,131 Land $108,854 Building $257,277 |
| 2023 | $2,546.00 (+2.62%) Homeowner's exemption | $251,700 (+3%) | $356,646 (+7.44%) Land $98,769 Building $257,877 |
| 2022 | $2,481.00 Homeowner's exemption | $244,369 | $331,938 Land $89,790 Building $242,148 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 217 Dolphin Estates Ct in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 Dolphin Estates Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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