217 Deverill St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 217 Deverill St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,315 sqft · built 1910
Lot Size0.072 acres (3,150 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Apr 2024)
Tax Bill$1,957 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN026-32-10-022.00

Property Details

APN / Parcel Number

Primary APN026-32-10-022.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,315 sqft Finished Area
Gross Area1,765 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,150 sqft (0.072 acres)
Lot Dimensions105 ft deep x 30 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address217 DEVERILL ST
CityLUDLOW
StateKY
Zip41016-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEAVER PT LOTS 283-284 1ST ADDN 30'X 105' E 15' LOT 283 W 15' LOT 284
Legal SubdivisionWEAVER J J
Legal Phase1ST
Legal Lot Number283,28
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4024
Census Tract66900

Owner

217 Deverill St is owned and occupied by an individual who bought it in April 2024.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address217 DEVERILL ST, LUDLOW, KY 41016-1326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · VA Mortgage
NONE LISTED ON DOCUMENT
Apr 1, 2024Warranty Deed, Transfer · VA Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 26, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC
Nov 13, 2017Warranty Deed, Construction Loan · Construction Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2024 · Amount on File
Deed SaleApr 1, 2024 · Amount on File
Prior SaleApr 26, 2018 · Amount on File
Deed Document Number2024133
Deed Book / Page277 / 110
Prior Transfer DateJun 4, 2003
Prior Transfer Doc0611059003
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 21, 2026
Property Address217 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000010554
Book / Page435 / 37
Instrument DateMay 5, 2026
Instrument202610554
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 DEVERILL ST, LUDLOW, KY 41016-1326

Mortgage

Document Number0000010554,
DateMay 21, 2026
Book Page435/37
Instrument202610554
Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 1, 2024
Property Address217 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0005900133
Book / PageKC 277 / 110
Map ReferenceMB C PG 22
Instrument DateMar 5, 2024
Instrument24040105900133
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3820 MIAMI RD APT 2, 2, CINCINNATI, OH 45227-4339

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 DEVERILL ST, LUDLOW, KY 41016-1326

Mortgage

Document Number0005900134
DateApr 1, 2024
Book PageKCM 536/930
Instrument24040105900134
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 26, 2018
Property Address217 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000141
Book / Page0C6398 / 000022
Instrument DateApr 20, 2018
Instrument141
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$129.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 DEVERILL ST LUDLOW KY 410161326, LUDLOW, KY 41016-1326

Mortgage

Document Number142
DateApr 26, 2018
Book Page0C6398/000025
Instrument142
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 25, 2048

Mortgage

Document Number143,
DateApr 26, 2018
Book Page0C6398/000039
Instrument143
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount on Record
Term120 Months
DueApr 25, 2028

November 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 13, 2017
Property Address217 DEVERILL ST, LUDLOW, KY 41016-1326
Document Number0000000049
Book / Page0C6292 / 000028
Instrument DateNov 8, 2017
Instrument49
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$46.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address56 ORPHANAGE RD FORT MITCHELL KY 410173128, FORT MITCHELL, KY 41017-3128

Mortgage

Document Number50
DateNov 13, 2017
Book Page0C6292/000033
Instrument50
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40207
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 12, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 217 Deverill St was $1,957 with a disabled person's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,000 (-) Land $15,000 Building $184,000$199,000 (-) Land $15,000 Building $184,000
2025$1,957.00 Disabled Person's exemption$199,000 Land $10,000 Building $189,000$199,000 Land $10,000 Building $189,000
2023$1,866.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Deverill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims26 (1978–2025)
Claims Outside the SFHA1 of 26
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Deverill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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