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  5. Derby Downs Dr

217 Derby Downs Dr, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 217 Derby Downs Dr, Sneads Ferry, NC 28460 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,004 sqft · built 2004
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (May 2019)
Tax Bill$1,817 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN773E-210

Property Details

APN / Parcel Number

Primary APN773E-210
Alternative APNs
  • 449958000
  • 050862

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,004 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number449958000
Street Address217 DERBY DOWNS DR
CitySNEADS FERRY
StateNC
Zip28460-9398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL485 S4 ESCOBA BAY
Legal SubdivisionESCOBA BAY EQUESTRIAN + YACHTING S4
Legal Lot Number485
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group2
Census Block2022
Census Tract405

Owner

Source: Onslow County records · APN 773E-210

Assessment roll updated August 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address217 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 10, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Prior SaleSep 23, 2014 · Amount on Record
Deed Book / Page4942 / 715
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address217 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056050388
DateOct 27, 2021
Book Page5605/388
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMay 10, 2019
Property Address217 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9398
Document Number0049420715
Book / Page004942 / 000715
Instrument DateApr 23, 2019
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 DERBY DOWNS DR SNEADS FERRY NC 284609398, SNEADS FERRY, NC 28460-9398

Mortgage

Document Number49420719
DateMay 10, 2019
Book Page004942/000719
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2049

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,817.00$277,451 (-) Land $35,000 Building $242,451$277,451 (-) Land $35,000 Building $242,451
2023$1,817.00$277,451 Land $35,000 Building $242,451$277,451 Land $35,000 Building $242,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330004052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 182 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies182 in force
138 of 182 on primary residences
Nearby Flood Claims19 (1999–2024)
Most Recent ClaimSep 2024, other causes, Potential Tropical Cyclone Eight
Flood Events
  • Hurricane Florence (Sep 2018), 13 claims
  • Hurricane Ophelia (Sep 2005), 2 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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