Louisville/Jefferson County Metro Government property record for 217 Declaration Dr, Louisville, KY 40214
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,074 sqft · built 1985 |
| Lot Size | 0.264 acres (11,532 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 1998) |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24231001290000 |
| Primary APN | 24231001290000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Finished Area |
| Basement Area | 2,048 sqft |
| Finished Basement | 1,730 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,532 sqft (0.264 acres) |
| Lot Dimensions | 124 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
| Deck Area | 139 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00221849 |
|---|---|
| Street Address | 217 DECLARATION DR |
| City | LOUISVILLE |
| State | KY |
| Zip | 40214-4373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | YORKTOWN NORTH 93 X 124 DECLARATION DR 24-1036-0025-B001 |
| Legal Subdivision | YORKTOWN NORTH |
| Legal Lot Number | 129 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | POND CREEK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 9106 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 DECLARATION DR, LOUISVILLE, KY 40214-4373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK NATL ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 1998 · Amount on File |
| Deed Sale | Apr 10, 1998 · Amount on File |
| Deed Document Number | 0007029646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 217 DECLARATION DR, LOUISVILLE, KY 40214-4373 |
| Document Number | 0000120682 |
| Book / Page | 19998 / 887 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026120682 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 DECLARATION DR, LOUISVILLE, KY 40214-4373 |
| Document Number | 0000120682, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 19998/887 |
| Instrument | 2026120682 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 12, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 217 DECLARATION DR, LOUISVILLE, KY 40214-4373 |
| Document Number | 0157270174 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 217 DECLARATION DR LOUISVILLE KY 402144373, LOUISVILLE, KY 40214-4373 |
| Document Number | 0157270174 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 015727/000174 |
| Instrument | 245055 |
| Name | PNC BK NATL ASSN |
|---|---|
| Address | LOUISVILLE, KY 40214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Oct 15, 2036 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,510.00 (+27.04%) Homeowner's exemption | $386,340 (+29.62%) Land $27,000 Building $359,340 | |
| 2024 | $386,340 (+29.62%) Land $27,000 Building $359,340 | ||
| 2023 | $2,763.00 (-2.64%) Homeowner's exemption | $298,060 (-) Land $26,000 Building $272,060 | $298,060 (-) Land $26,000 Building $272,060 |
| 2022 | $2,838.00 Homeowner's exemption | $298,060 Land $26,000 Building $272,060 | $298,060 Land $26,000 Building $272,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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