217 Cypress Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 217 Cypress Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,384 sqft · built 1962
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Aug 1995)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-311-19`

Property Details

APN / Parcel Number

Primary APN	`050-311-19`
Alternative APN	`050-311-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Gross Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	217 CYPRESS LN
City	WATSONVILLE
State	CA
Zip	95076-0711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	TR 289
Legal Subdivision	289 CYPRESS KNOLLS SUB 1
Legal Tract	289
Legal Lot Number	10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	123100

Owner

217 Cypress Ln is owned and occupied by two individuals who acquired it in April 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 CYPRESS LN, WATSONVILLE, CA 95076-0711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Apr 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1995 · Amount on File
Deed Sale	Aug 8, 1995 · Amount on File
Prior Sale	Feb 28, 1994
Deed Document Number	199539596
Deed Book / Page	5711 / 76
Last Transfer Date	Apr 7, 2020
Transfer Doc	0000013174
Record Updated	Sep 20, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2020
Property Address	217 CYPRESS LN, WATSONVILLE, CA 95076-0711
Document Number	0000013095
Map Reference	MB 37 PG 45
Instrument Date	Apr 9, 2020
Instrument	2020-0013095
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	217 CYPRESS LN, WATSONVILLE, CA 95076-0711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013096
Date	Apr 16, 2020
Instrument	2020-0013096

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2020
Property Address	217 CYPRESS LN, WATSONVILLE, CA 95076-0711
Document Number	0000013174
Instrument Date	Apr 7, 2020
Instrument	13174
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 CYPRESS LN WATSONVILLE CA 950760711, WATSONVILLE, CA 95076-0711

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 18, 2018
Property Address	217 CYPRESS LN, WATSONVILLE, CA 95076-0711
Document Number	0000031583
Instrument Date	Oct 17, 2018
Instrument	31583
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 CYPRESS LN WATSONVILLE CA 950760711, WATSONVILLE, CA 95076-0711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 217 Cypress Ln was $2,931 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,946 (+2%) Land $92,697 Building $114,249
2025	$2,931.00 Homeowner's exemption	$202,889 Land $90,880 Building $112,009
2023	$2,547.00 (+2.21%) Homeowner's exemption	$195,010 Land $87,351 Building $107,659	$749,430
2022	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Cypress Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Cypress Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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