217 Co Rd 187, Gainesville, TX 76240 Property Records

Cooke County property record for 217 Co Rd 187, Gainesville, TX 76240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,440 sqft · built 2010
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Last Sale	$302,989 (Jul 2026)
Tax Bill	$3,950 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1102-026-00000`

Property Details

APN / Parcel Number

Primary APN	`1102-026-00000`
Alternative APN	`16622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	480 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Roof Material	Rolled Roofing
Lot Area	218,671 sqft (5.02 acres)

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1102-026-00000
Street Address	217 COUNTY ROAD 187
City	GAINESVILLE
State	TX
Zip	76240-7002
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILLIS S 1102 ACRES 5.02 LABEL# TEX0520777 SN1 V00397 TITLE # MH00771368
Legal Subdivision	WILLIS S
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4002
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 COUNTY ROAD 187, GAINESVILLE, TX 76240-7002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/GA LLC
Dec 4, 2025	Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Aug 4, 2006 · Amount on Record
Deed Document Number	20265191
Deed Book / Page	2795 / 584
Prior Transfer Date	Aug 3, 2006
Prior Transfer Doc	0000016835
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Jul 13, 2026
Property Address	217 COUNTY ROAD 187, GAINESVILLE, TX 76240-7002
Document Number	0000005191
Book / Page	2795 / 584
Instrument Date	Jul 9, 2026
Instrument	20265191
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COUNTY ROAD 187, GAINESVILLE, TX 76240-7002

Mortgage

Document Number	0000005192,
Date	Jul 13, 2026
Book Page	2795/590
Instrument	20265192

Lender

Name	MORTGAGE SOLUTIONS/GA LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 4, 2025
Property Address	217 COUNTY ROAD 187, GAINESVILLE, TX 76240-7002
Document Number	002750/692
Book / Page	2750 / 692
Map Reference	VOL 1196 PG 75
Instrument Date	Dec 3, 2025
Instrument	2025-8821
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 COUNTY ROAD 219, GAINESVILLE, TX 76240-0416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COUNTY ROAD 187, CALLISBURG, TX 76240-7002

Mortgage

Date	Dec 4, 2025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,950.00 (+130.32%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$285,320 (-) Land $190,519 Building $94,801	$285,320 (-) Land $190,519 Building $94,801
2025	$1,715.00 (-31.43%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$285,320 (+17.43%) Land $190,519 Building $94,801	$285,320 (+17.43%) Land $190,519 Building $94,801
2024	$2,501.00 (+32.75%)
2023		$242,960 Land $160,399 Building $82,561	$242,960 Land $160,399 Building $82,561
2022	$1,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, ElektraFi, Nortex Communications Company, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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