217 Co Rd 169, Waterloo, AL 35677 Property Records

Lauderdale County property record for 217 Co Rd 169, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 2001
Lot Size	26.6 acres (1,161,310 sqft)
Owner	Individual Name on Record
Tax Bill	$830 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-0-000-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-0-000-004-000`
Alternative APNs	`054348` `12440` `54348`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	3,194 sqft
2nd Floor Area	1,089 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick/Stone
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,161,310 sqft (26.6 acres)
Garage Area	1,800 sqft
Parking Spaces	18 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	54348
Street Address	217 COUNTY ROAD 169
City	WATERLOO
State	AL
Zip	35677-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	26.66 AC/D IN SW/4 OF NW/4 SEC 11 T1S R13W BEG @ A PT 450S N OF SW COR OF NW/4 SEC 11 TH N 880S E 1350S S 880S W 1350S TO POB
Legal Range	13W
Legal Township	01S
Legal Section	11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1011
Census Tract	11402

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MORTGAGE
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT
Dec 19, 2019	Intrafamily Transfer, Transfer ELEVATED TITLE LLC, ELEVATED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2019
Transfer Doc	2019/55170
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/12751
Date	Apr 3, 2019
Book Page	2019/12751

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1586
Date	Jan 14, 2020
Book Page	2020/1586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/41952
Date	Jul 6, 2021
Book Page	2021/41952

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 19, 2019
Property Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030
Document Number	2019/55170
Book / Page	2019 / 55170
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COUNTY ROAD 169, WATERLOO, AL 35677-4030

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00 (+8.5%) Homeowner's exemption	$87,140 (+7%)	$765,720 (+8.7%) Land $127,200 Building $638,520
2024	$765.00 (-1.67%) Homeowner's exemption	$81,440 (+753.67%)	$704,440 (+5.93%) Land $106,200 Building $598,240
2023	$778.00 (+35.07%) Homeowner's exemption	$9,540 (-81.92%) Land $9,540	$664,980 (+46.92%) Land $95,200 Building $569,780
2022	$576.00 Homeowner's exemption Senior Citizen's exemption	$52,780	$452,600 Land $46,000 Building $406,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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