217 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 217 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,943 sqft · built 2020
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Nov 2020)
Tax Bill	$8,407 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023719-1400`

Property Details

APN / Parcel Number

Primary APN	`023719-1400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	217 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 140 OR5110/794 & 5349/874(D/M) & 5424/751(Q/C)
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	140
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2022
Census Tract	20904

Owner

Source: St. Johns County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Nov 19, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2020107967
Deed Book / Page	5110 / 794
Last Transfer Date	Sep 20, 2021
Transfer Doc	0054240751
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 28, 2026
Property Address	217 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9144
Document Number	0000082293
Book / Page	6443 / 1767
Instrument Date	Sep 18, 2026
Instrument	202682293
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9144

Mortgage

Document Number	0000082293,
Date	Sep 28, 2026
Book Page	6443/1767
Instrument	202682293

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2046

Interest

Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 19, 2021
Property Address	217 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9144
Document Number	0054240751
Book / Page	5424 / 751
Map Reference	MB 88 PG 52
Instrument Date	Sep 20, 2021
Instrument	2021125911
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5944 CITYPLACE DR, 5944, GROVE CITY, OH 43123-1573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CLIFTON BAY LOOP, ST JOHNS, FL 32259-9144

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 30, 2020
Property Address	217 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9144
Document Number	0051100794
Book / Page	5110 / 794
Map Reference	MB 88 PG 52
Instrument Date	Oct 28, 2020
Instrument	2020107967
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CLIFTON BAY LOOP, ST JOHNS, FL 32259-9144

Mortgage

Document Number	5110801
Date	Nov 30, 2020
Instrument	5110/801

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,554 (+2.7%)	$361,913 (-10.12%) Land $95,000 Building $266,913
2025	$8,407.00 (+6.19%) Homeowner's exemption	$340,364 (+5.99%)	$402,664 (+7.2%) Land $95,000 Building $307,664
2024	$7,917.00 (+2.46%)
2023	$7,727.00 (+4.82%) Homeowner's exemption	$321,138 (+3%)	$375,607 (+5.12%) Land $95,000 Building $280,607
2022	$7,372.00 Homeowner's exemption	$311,784	$357,318 Land $84,000 Building $273,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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