Black Hawk County property record for 217 Clay St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1921 |
| Lot Size | 0.078 acres (3,410 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $380 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-302-004 |
| Primary APN | 8913-24-302-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Game Room | Game Room |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,410 sqft (0.078 acres) |
| Lot Dimensions | 110 ft deep x 31 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 217 CLAY ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOLEY ADDITION S 31 FT LOT 2 BLK 65 S 31 FT E 50 FT LOT 3 BLK 65 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | COOLEY ADDITION |
| Legal Block | 65 |
| Legal Lot Number | 2,3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
217 Clay St is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1523 FRANKLIN ST, WATERLOO, IA 50703-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 217 Clay St was $380 with a homeowner's exemption, up 102.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 (+102.13%) Homeowner's exemption | $44,140 Land $3,570 Building $40,570 | $44,140 Land $3,570 Building $40,570 |
| 2024 | $188.00 | ||
| 2023 | $32,610 (+14.99%) Land $3,570 Building $29,040 | $32,610 Land $3,570 Building $29,040 | |
| 2022 | $622.00 | $28,360 Land $3,570 Building $24,790 | |
| 2021 | $28,360 Land $3,570 Building $24,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Clay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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