Cleveland County property record for 217 Cider Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,144 sqft · built 1992 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Nov 2023) |
| Tax Bill | $1,410 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44648 |
| Primary APN | 44648 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Finished Area |
| Flooring | Carpet |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,875 sqft (0.594 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 128 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1359791 |
|---|---|
| Street Address | 217 CIDER DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #48 PB18-32 APPLE HILL AC SEC 2 |
| Legal Subdivision | APPLE HILL |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950702 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1042 LAVENDER RD, GROVER, NC 28073-9725 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 2023200094268 |
| Deed Book / Page | 1910 / 1086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 16, 2023 |
| Property Address | 217 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0019101086 |
| Book / Page | 1910 / 1086 |
| Map Reference | PL 18 PG 32 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 200094268 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3473 FIELDSTONE DR, GASTONIA, NC 28056-7574 |
| Name | Verified Name |
|---|---|
| Address | 1042 LAVENDER RD, GROVER, NC 28073-9725 |
| Document Number | 0019101089 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 1910/1089 |
| Instrument | 200094269 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 14.2% |
| Index | 5-Year TN |
| Max Rate | 14.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 6, 2019 |
| Property Address | 217 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0018012546 |
| Book / Page | 1801 / 2546 |
| Map Reference | MB 18PG 32 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 200032573 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2626 GLENWOOD AVE STE 550, 2626, RALEIGH, NC 27608-1370 |
| Name | Verified Name |
|---|---|
| Address | 217 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 200032574 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 200032574 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 217 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0017971979 |
| Book / Page | 001797 / 001979 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 29914 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 MOUNT PLEASANT CHURCH RD FOREST CITY NC 28043, FOREST CITY, NC 28043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 29, 2019 |
| Property Address | 217 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0017971989 |
| Book / Page | 001797 / 001989 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 29919 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $263.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410.00 (+5.54%) | $210,520 (-) Land $18,134 Building $192,386 | $210,520 (-) Land $18,134 Building $192,386 |
| 2025 | $1,336.00 | $210,520 (+74.75%) Land $18,134 Building $192,386 | $210,520 (+74.75%) Land $18,134 Building $192,386 |
| 2023 | $120,468 Land $13,158 Building $107,310 | $120,468 Land $13,158 Building $107,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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