217 Cherry St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 217 Cherry St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage1,864 sqft Total Area
Lot Size4,725 sqft (0.108 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2024)
Tax Bill$5,789.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 48.51-5-25
Alternative APN
  • 150004805100050250000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area1,864 sqft Total Area
1st Floor932 sqft 1st Floor
2nd Floor932 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,725 sqft (0.108 acres)
Depth X Width135 ft x 35 ft Depth x Width
Porch Area374 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address217 CHERRY ST
CitySCHENECTADY
StateNY
Zip12306-3117
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 WOOD
Legal Block5
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2003
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.51-5-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address217 CHERRY ST, SCHENECTADY, NY 12306-3117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Jan 09, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Aug 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2024 · Amount on Record
Deed SaleJan 30, 2024 · Amount on Record
Prior SaleSep 27, 2016 · Amount on Record
Deed Doc Number20246578
Deed Book / Page2124 / 549
Prior Transfer DateOct 13, 2010
Prior Transfer Doc0000045603
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address217 CHERRY ST, SCHENECTADY, NY 12306-3117
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 CHERRY ST, SCHENECTADY, NY 12306-3117

Mortgage

Document Number0000059553
DateNov 10, 2022
Book Page5269/578
Instrument202259553
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueSep 15, 2042

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address217 CHERRY ST, SCHENECTADY, NY 12306-3117
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001439
DateJan 09, 2018
Book Page4812/761
Instrument201801439
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 11, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address217 CHERRY ST, SCHENECTADY, NY 12306-3117
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034853
DateAug 07, 2018
Book Page4855/668
Instrument201834853
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2033

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,789.00 (+7.42%)$98,300 (-) Land $14,700 Building $83,600$162,775 (+30.82%) Land $24,342 Building $138,433
2023$98,300 (-) Land $14,700 Building $83,600$124,430 (+3.8%) Land $18,608 Building $105,822
2022$98,300 Land $14,700 Building $83,600$119,878 Land $17,927 Building $101,951
2021$5,389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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