217 Cherokee Dr, White Bluff, TN 37187 Property Records

Dickson County property record for 217 Cherokee Dr, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,845 sqft · built 2016
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$649,900 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022114B A 01500`

Property Details

APN / Parcel Number

Primary APN	`022114B A 01500`
Alternative APN	`114B A 01500`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,845 sqft Living Area
1st Floor Area	2,099 sqft
Upper Floors Area	575 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Lot Area	77,101 sqft (1.77 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	217 CHEROKEE DR
City	WHITE BLUFF
State	TN
Zip	37187-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DILLARD HILLS ESTATE SEC G 101
Legal Subdivision	DILLARD HILLS ESTATE SEC G
Legal Lot Number	101
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2062
Census Tract	60300

Owner

217 Cherokee Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Dickson County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ACOPIA
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2023353109
Deed Book / Page	1555 / 1927
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	V1280962
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Apr 25, 2023
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Document Number	0V15551927
Book / Page	V1555 / 1927
Map Reference	CAB H SL 62&63
Instrument Date	Apr 24, 2023
Instrument	353109
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,404.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716

Mortgage

Document Number	0000353110
Date	Apr 25, 2023
Instrument	353110

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1497783
Date	Mar 16, 2021
Book Page	V1497/783
Instrument	324991

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1444902
Date	Jun 26, 2020
Book Page	V1444/902
Instrument	314038

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	MEMPHIS, TN 38117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DICKSON TN
Recording Date	Sep 6, 2018
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Document Number	V135192
Book / Page	001351 / 000092
Instrument Date	Aug 9, 2018
Instrument	291614
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 CHEROKEE DR WHITE BLUFF TN 371874716, WHITE BLUFF, TN 37187-4716

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Aug 1, 2018
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Document Number	V1346129
Book / Page	001346 / 000129
Instrument Date	Jul 31, 2018
Instrument	290388
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2018
Title Company	LAWYERS ESCROW SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CHEROKEE DR WHITE BLUFF TN 371874716, WHITE BLUFF, TN 37187-4716

Mortgage

Document Number	V1346132
Date	Aug 1, 2018
Book Page	001346/000132
Instrument	290389

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 2, 2017
Property Address	217 CHEROKEE DR, WHITE BLUFF, TN 37187-4716
Document Number	V1280962
Book / Page	001280 / 000962
Instrument Date	Dec 8, 2016
Instrument	273643
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 748 WHITE BLUFF TN 371870748, WHITE BLUFF, TN 37187-0748

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$162,100 Land $16,250 Building $145,850
2024		$648,400 Land $65,000 Building $583,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Cherokee Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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