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217 Central Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 217 Central Ave, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,534 sqft · built 2008
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$223,500 (Dec 2016)
Tax Bill$2,597 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN725769-2020-202

Property Details

APN / Parcel Number

Primary APN725769-2020-202
Alternative APNs
  • 0609-85-0272-00000
  • 060985121200000
  • 008231194

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,534 sqft Living Area
Gross Area1,851 sqft
1st Floor Area917 sqft
Basement Area617 sqft
Finished Basement300 sqft
Unfinished Basement317 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
PorchOpen Porch
Porch Area50 sqft
Deck Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number725769-2020-202
Street Address217 CENTRAL AVE
CityBLACK MOUNTAIN
StateNC
Zip28711-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR-8
Legal DescriptionSUBDIV: CENTRAL AVENUE LOT: 8 PLAT: 0126-0016
Legal SubdivisionCENTRAL AVENUE
Legal Block1
Legal Lot Number8
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1021
Census Tract3107

Owner

217 Central Ave is owned by an individual who acquired it in May 2020.

Source: Buncombe County records, as of September 22, 2025

Owner of RecordIndividual Name on File
Mailing Address104 ASTER RIDGE TRL, SWANNANOA, NC 28778-3736
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2016 · Amount on File
Deed SaleDec 22, 2016 · Amount on File
Prior SaleDec 30, 2015 · Amount on File
Deed Book / Page5504 / 1577
Last Transfer DateMay 8, 2020
Transfer Doc0059070243
Record UpdatedJun 8, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateJun 8, 2020
Property Address217 CENTRAL AVE, BLACK MOUNTAIN, NC 28711-2712
Document Number0059070243
Book / Page5907 / 243
Map ReferenceMB 126 PG 16
Instrument DateMay 8, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address217 CENTRAL AVE, 217, BLACK MOUNTAIN, NC 28711-2712

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 CENTRAL AVE, BLACK MOUNTAIN, NC 28711-2712

Mortgage

Document Number0005907246
DateJun 8, 2020
Instrument5907/246
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 217 Central Ave was $2,597, up 3.5% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,597.00 (+3.47%)$299,400 Land $37,200 Building $262,200$299,400 Land $37,200 Building $262,200
2024$2,510.00 (+2.37%)
2023$2,452.00$299,400$299,400 Land $37,200 Building $262,200
2021$299,400 Land $37,200 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Central Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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