217 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 217 Center St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,528 sqft · built 1910
Lot Size	0.108 acres (4,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Jul 2018)
Tax Bill	$7,967 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-058766`

Property Details

APN / Parcel Number

Primary APN	`02-058766`
Alternative APNs	`2058766` `058766`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	764 sqft
Attic	Attic
Attic Area	270 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	4,712 sqft (0.108 acres)
Lot Dimensions	152 ft deep x 31 ft wide
Garage Type	Detached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	058766
Street Address	217 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 31 X 152 217 CENTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	217
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 CENTER ST, FREDERICK, MD 21701-6309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Jul 20, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Book / Page	12527 / 54
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	217 CENTER ST, FREDERICK, MD 21701-6309
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177920204
Date	Mar 31, 2026
Book Page	17792/204

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 20, 2018
Property Address	217 CENTER ST, FREDERICK, MD 21701-6309
Document Number	0125270054
Book / Page	012527 / 000054
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CENTER ST FREDERICK MD 217016309, FREDERICK, MD 21701-6309

Mortgage

Document Number	125270061
Date	Jul 20, 2018
Book Page	012527/000061

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,367 (+3.58%)	$546,700 (+10.74%) Land $166,700 Building $380,000
2025	$7,967.00 (+4.86%) Homeowner's exemption	$493,700 (+20.15%) Land $126,700 Building $367,000	$493,700 (-) Land $126,700 Building $367,000
2024	$7,598.00 (+7.27%)
2023	$7,083.00	$410,900	$493,700 Land $126,700 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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