217 Cameron St, Shelby, NC 28152 Property Records

Cleveland County property record for 217 Cameron St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 1950
Lot Size	0.374 acres (16,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2024)
Tax Bill	$1,491 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27745`

Property Details

APN / Parcel Number

Primary APN	`27745`
Alternative APNs	`1311606` `1362583`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,020 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	16,300 sqft (0.374 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Porch	Patio
Porch Area	256 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1362583
Street Address	217 CAMERON ST
City	SHELBY
State	NC
Zip	28152-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT#73-76 BLKC W H WEBB SD PB5-6
Legal Subdivision	W H WEBB
Legal Block	3
Legal Lot Number	73-76
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4002
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 CAMERON ST, SHELBY, NC 28152-6603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 18, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	2024200099413
Deed Book / Page	1919 / 1221
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jul 20, 2026
Property Address	217 CAMERON ST, SHELBY, NC 28152-6603
Document Number	0200131227
Book / Page	1979 / 2328
Instrument Date	Jul 16, 2026
Instrument	2026200131227
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CAMERON ST, SHELBY, NC 28152-6603

Mortgage

Document Number	0200131227,
Date	Jul 20, 2026
Book Page	1979/2328
Instrument	2026200131227

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 18, 2024
Property Address	217 CAMERON ST, SHELBY, NC 28152-6603
Document Number	0019191221
Book / Page	1919 / 1221
Map Reference	MB 5 PG 6
Instrument Date	Apr 18, 2024
Instrument	200099413
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 WHITE PINES CIR, GROVER, NC 28073-9582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CAMERON ST, SHELBY, NC 28152-6603

Mortgage

Document Number	0200099414
Date	Apr 18, 2024
Instrument	200099414

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0019191224
Date	Apr 18, 2024
Book Page	1919/1224
Instrument	200099414

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,491.00 (+2.97%)	$145,589 (-) Land $9,010 Building $136,579	$145,589 (-) Land $9,010 Building $136,579
2025	$1,448.00	$145,589 (+436.02%) Land $9,010 Building $136,579	$145,589 (+436.02%) Land $9,010 Building $136,579
2023		$27,161 Land $6,890 Building $20,271	$27,161 Land $6,890 Building $20,271

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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