217 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 217 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1992
Lot Size	0.449 acres (19,568 sqft)
Owner	2 Individual Names on File
Last Sale	$758,000 (Jan 2022)
Tax Bill	$9,073 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-5595-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-5595-4`
Alternative APNs	`00-2S-22-502A-0000-0030` `22S200502A00000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,400 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	19,568 sqft (0.449 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	217 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIDES END LOT 3
Legal Subdivision	TIDES END
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2003
Census Tract	23306

Owner

217 Calhoun Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 CALHOUN AVE, DESTIN, FL 32541-1574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 18, 2022	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE
Mar 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	20223520276
Deed Book / Page	3599 / 797
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	0003520275
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	217 CALHOUN AVE, DESTIN, FL 32541-1574
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CALHOUN AVE, DESTIN, FL 32541-1574

Mortgage

Document Number	0036342248
Date	Jul 26, 2022
Book Page	3634/2248
Instrument	3566893

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 18, 2022
Property Address	217 CALHOUN AVE, DESTIN, FL 32541-1574
Document Number	0035990797
Book / Page	3599 / 797
Map Reference	MB 10 PG 30
Instrument Date	Jan 14, 2022
Instrument	3520276
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount on Record
Tax	$5,306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3778 NINA CT, 3778, LOGANVILLE, GA 30052-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 AZALEA AVE, MCDONOUGH, GA 30253-2183

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	217 CALHOUN AVE, DESTIN, FL 32541-1574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033871530
Date	Mar 4, 2019
Book Page	3387/1530
Instrument	3262038

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 217 Calhoun Ave was $9,073 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,073.00 Homeowner's exemption	$805,131 Land $269,659 Building $535,472	$805,131 Land $269,659 Building $535,472
2023	$9,330.00 (+3.98%)	$781,072 (+4.9%) Land $244,677 Building $536,395	$781,072 (+4.9%) Land $244,677 Building $536,395
2022	$8,973.00	$744,605 Land $222,434 Building $522,171	$744,605 Land $222,434 Building $522,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Calhoun Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Calhoun Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Calhoun Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures