217 Bowen Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 217 Bowen Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1985
Lot Size	0.397 acres (17,304 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2011)
Tax Bill	$2,794 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035F 6-263`

Property Details

APN / Parcel Number

Primary APN	`035F 6-263`
Alternative APN	`35F-6-263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	17,304 sqft (0.397 acres)

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	217 BOWEN DR
City	FREDERICKSBURG
State	VA
Zip	22407-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	MILL GARDEN SOUTH LOT 263 SEC 4
Legal Subdivision	MILL GARDEN SOUTH
Legal Lot Number	263
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BATTLEFIELD
Census Block Group	1
Census Block	1032
Census Tract	20312

Owner

Source: Spotsylvania County records · APN 035F 6-263

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 BOWEN DR, FREDERICKSBURG, VA 22407-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2011 · Amount on Record
Deed Sale	Jan 21, 2011 · Amount on Record
Prior Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	20111138
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	217 BOWEN DR, FREDERICKSBURG, VA 22407-1414
Document Number	201900006655
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BOWEN DR FREDERICKSBURG VA 224071414, FREDERICKSBURG, VA 22407-1414

Mortgage

Document Number	201900006655
Date	May 06, 2019
Instrument	6655

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,794.00 (+34.65%)	$379,000 (+40.94%) Land $155,000 Building $224,000
2025			$379,000 (+40.94%) Land $155,000 Building $224,000
2023	$2,075.00	$268,900 Land $105,000 Building $163,900	$268,900 Land $105,000 Building $163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 408 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.