217 Blue Rdg, Pell City, AL 35128 Property Records

St. Clair County property record for 217 Blue Rdg, Pell City, AL 35128

Property Summary

Property Type	Vacant Land
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$716,168 (Jul 2024)
Tax Bill	$229 (2022)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-0-001-040.063`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-0-001-040.063`
Alternative APNs	`526019` `63960`

Exterior

Lot Area	49,223 sqft (1.13 acres)

Location & Zoning

Street Address	217 BLUE RDG
City	PELL CITY
State	AL
Zip	35128-8101
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 45 OF THE ESTATES AT THE YACHT CLUB MB 2008-18 32-17-4
Legal Range	04E
Legal Township	17S
Legal Section	32
Legal Subdivision	THE ESTATES AT THE YACHT CLUB
Legal Lot Number	45
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1005
Census Tract	40212

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 BLUE RIDGE RD, PELL CITY, AL 35128
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK
May 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK
Jun 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Deed Book / Page	2024 / 8722
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	217 BLUE RDG, PELL CITY, AL 35128-8101
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BLUE RDG, PELL CITY, AL 35128-8101

Mortgage

Document Number	0000049457
Date	Nov 18, 2025
Book Page	MTG2025/49457

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	217 BLUE RDG, PELL CITY, AL 35128-8101
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 BAY DR, PELL CITY, AL 35128-6974

Mortgage

Document Number	0000007016
Date	Mar 11, 2024
Book Page	MTG2024/7016

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	11025 HIGHWAY 25, CALERA, AL 35040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	217 BLUE RDG, PELL CITY, AL 35128-8101
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025690
Date	May 4, 2022
Book Page	MTG 2022/25690

Lender

Name	CENTRAL STATE BANK
Type	Bank
Address	CALERA, AL 35040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 17, 2019
Property Address	217 BLUE RDG, PELL CITY, AL 35128-8101
Document Number	0000006992
Instrument Date	Jun 14, 2019
Instrument	6992
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 OLD DAIRY LN ONEONTA AL 351216066, ONEONTA, AL 35121-6066
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,080 (+1,062.14%)	$650,770 (+2,224.18%)
2023		$5,600 Land $5,600	$28,000 Land $28,000
2022	$229.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Coosa Valley Technologies.

Nearby Properties on Blue Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures