Lauderdale County property record for 217 Birch Ter, Florence, AL 35630
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,412 sqft · built 1983 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,900 (May 2026) |
| Tax Bill | $1,603 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-25-3-001-010-000 |
| Primary APN | 15-07-25-3-001-010-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 712 sqft |
| 2nd Floor Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 92 ft deep x 22 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 103556 |
|---|---|
| Street Address | 217 BIRCH TER |
| City | FLORENCE |
| State | AL |
| Zip | 35630-6219 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 22.35 X 92.93 IRR CREEKWOOD FOREST (A RESURVEY OF LOTS 80- 81-82-83-84) LOT 82 .05 AC/C SEC 25 T2S R11W PB 5 PG 107 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | CREEKWOOD FOREST RES LTS 80-81 |
| Legal Lot Number | 80-84 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11504 |
Source: Lauderdale County assessment roll, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · Construction Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Aug 16, 2022 | Warranty Deed, Transfer |
| Jul 2, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2011 · Amount on Record |
| Deed Document Number | 2026 |
| Prior Transfer Date | Jun 25, 2018 |
| Prior Transfer Doc | 2018/28016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 21, 2026 |
| Property Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Date | May 21, 2026 |
|---|
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 16, 2022 |
| Property Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Document Number | 2022/45454 |
| Book / Page | 2022 / 45454 |
| Map Reference | MB 5 PG 107 |
| Instrument Date | Aug 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 LANCASTER RD, 102, FLORENCE, AL 35633-1309 |
| Name | Verified Name |
|---|---|
| Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jul 2, 2018 |
| Property Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Document Number | 2018/28013 |
| Book / Page | 2018 / 28013 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5504 HAMILTON AVE, 5504, COLUMBUS, MS 39705-7528 |
| Name | Verified Name |
|---|---|
| Address | 217 BIRCH TER, FLORENCE, AL 35630-6219 |
| Document Number | 2018/28016 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 2018/28016 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,603.00 (+7.01%) | $32,720 (+7%) | $166,020 (+8.59%) Land $18,700 Building $147,320 |
| 2024 | $1,498.00 (+7.23%) | $30,580 (+880.13%) Land $3,400 Building $27,180 | $152,880 (+7.21%) Land $17,000 Building $135,880 |
| 2023 | $1,397.00 (+160.15%) | $3,120 (-74.59%) Land $3,120 | $142,600 (+16.22%) Land $15,600 Building $127,000 |
| 2022 | $537.00 Homeowner's exemption | $12,280 | $122,700 Land $16,800 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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