217 Birch Run Rd, Chestertown, MD 21620 Property Records

Kent County property record for 217 Birch Run Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,208 sqft · built 1984
Lot Size	0.573 acres (24,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Nov 2024)
Tax Bill	$6,179 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-022823`

Property Details

APN / Parcel Number

Primary APN	`04-022823`
Alternative APNs	`4022823` `022823`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,208 sqft Total Area
Utility Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,974 sqft (0.573 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	722 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	022823
Street Address	217 BIRCH RUN RD
City	CHESTERTOWN
State	MD
Zip	21620-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 15 217 BIRCH RUN RD MILE TREE VILLAGE
Legal Subdivision	BIRCH RUN
Legal Lot Number	15
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2001
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA
Sep 20, 2022	Intrafamily Transfer, Transfer
Sep 20, 2022	Intrafamily Transfer, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage CNB
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Book / Page	1401 / 61
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	0012740276
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639

Mortgage

Document Number	0013180105
Date	Jul 3, 2023
Book Page	1318/105

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Sep 20, 2022
Property Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Document Number	0012740281
Book / Page	1274 / 281
Map Reference	MB EHP 1 FO 196
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Sep 20, 2022
Property Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Document Number	0012740276
Book / Page	1274 / 276
Map Reference	MB EHP 1 FO 196
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011460079
Date	Apr 22, 2021
Book Page	1146/79

Lender

Name	CNB
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	217 BIRCH RUN RD, CHESTERTOWN, MD 21620-1639
Document Number	0009190200
Book / Page	000919 / 000200
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	217 BIRCH RUN RD CHESTERTOWN MD 216201639, CHESTERTOWN, MD 21620-1639

Mortgage

Document Number	0009190200
Date	Oct 3, 2017
Book Page	000919/000200

Lender

Name	SHORE UNITED BK
Address	CHESTERTOWN, MD 21620

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,179.00 (+5.32%) Homeowner's exemption	$409,867 (+9.47%)	$480,800 (+28.42%) Land $139,700 Building $341,100
2025	$5,867.00 (+11.58%) Homeowner's exemption	$374,400 (+6.99%) Land $139,700 Building $234,700	$374,400 (-) Land $139,700 Building $234,700
2023	$5,258.00 Homeowner's exemption	$349,933	$374,400 Land $139,700 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	250 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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