Cleveland County property record for 217 Benfield Rd, Kings Mountain, NC 28086
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,500 (Apr 2026) |
| Tax Bill | $157 (2026) |
| Deeds & Mortgages | Nov 2025 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67106 |
| Primary APN | 67106 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Account Number | 1361516 |
|---|---|
| Street Address | 217 BENFIELD RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2022 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | .32 AC LOT 45 PB1-54 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950500 |
217 Benfield Rd, residential vacant land, is owned and occupied by two individuals who bought it in April 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 BENFIELD RD, KINGS MOUNTAIN, NC 28086-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK |
| Apr 15, 2026 | Warranty Deed · Conventional Mortgage LEADERS CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Deed Document Number | 2026200127046 |
| Deed Book / Page | 1971 / 2302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 217 BENFIELD RD, KINGS MOUNTAIN, NC 28086-2022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 905 PATRICK RD, GASTONIA, NC 28056-8121 |
| Document Number | 0019610014 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 1961/14 |
| Instrument | 200121335 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | 2933 UNION RD, GASTONIA, NC 28054 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 217 BENFIELD RD, KINGS MOUNTAIN, NC 28086-2022 |
| Document Number | 0200127046 |
| Book / Page | 1971 / 2302 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.200127046 |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,631.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 BENFIELD RD, KINGS MOUNTAIN, NC 28086-2022 |
| Investor | Possibly a Property Investor |
| Document Number | 0200127047, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026.200127047 |
| Name | LEADERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 217 Benfield Rd was $157, up 503.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157.00 (+503.85%) | $15,433 (+488.15%) Land $15,433 | $15,433 (+488.15%) Land $15,433 |
| 2025 | $26.00 | $2,624 Land $2,624 | $2,624 Land $2,624 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 217 Benfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 217 Benfield Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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