Fillmore County property record for 217 Bench St SW, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,232 sqft · built 1900 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,168 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0354.000 |
| Primary APN | 26.0354.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,232 sqft Heated Area |
| Gross Area | 2,196 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Shingles |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 4 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 217 BENCH ST SW |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHATFIELDS ORIGINAL PLAT LOT-2-3 BLOCK-038 LOT 3 EX NW 10' & NW1/2 LOT 2 BLK 38 |
| Legal Subdivision | CHATFIELDS ORIGINAL PLAT |
| Legal Block | 38 |
| Legal Lot Number | 2-3 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 960200 |
217 Bench St SW is owned and occupied by two individuals.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 BENCH ST SW, CHATFIELD, MN 55923-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 217 BENCH ST SW, CHATFIELD, MN 55923-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 430579 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 430579 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 217 Bench St SW was $4,168 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,168.00 Homeowner's exemption | $330,600 (+12.72%) Land $29,100 Building $301,500 | $330,600 (+12.72%) Land $29,100 Building $301,500 |
| 2025 | $293,300 Land $29,100 Building $264,200 | $293,300 Land $29,100 Building $264,200 | |
| 2023 | $253,500 Land $29,100 Building $224,400 | $253,500 Land $29,100 Building $224,400 | |
| 2020 | $3,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Bench St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Bench St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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