217 Beechwood Dr, Berea, KY 40403 Property Records

Madison County property record for 217 Beechwood Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,314 sqft
Lot Size	0.313 acres (13,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Feb 2025)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0074-0003-0034`

Property Details

APN / Parcel Number

Primary APN	`0074-0003-0034`
Alternative APNs	`127092` `89944` `58460`

Interior

Stories	1 Story
Building Area	1,314 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	13,670 sqft (0.313 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	58460
Street Address	217 BEECHWOOD DR
City	BEREA
State	KY
Zip	40403-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER MEADOW LOT 34 BLK 2
Legal Subdivision	SILVER MEADOW
Legal Block	2
Legal Lot Number	34
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1002
Census Tract	11303

Owner

Source: Madison County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 BEECHWOOD DR, BEREA, KY 40403-9014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Feb 11, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY LENDING CO
Nov 14, 2017	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Document Number	202514245580
Deed Book / Page	863 / 750
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	00D664/352
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	217 BEECHWOOD DR, BEREA, KY 40403-9014
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BEECHWOOD DR, BEREA, KY 40403-9014

Mortgage

Document Number	000M2449/1
Date	Mar 3, 2026
Book Page	M2449/1
Instrument	2014323021

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 11, 2025
Property Address	217 BEECHWOOD DR, BEREA, KY 40403-9014
Document Number	00D863/750
Book / Page	D863 / 750
Map Reference	MB 10 PG 161
Instrument Date	Feb 10, 2025
Instrument	2014245580
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 HARRISON KING LN, BEREA, KY 40403-1990

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	217 BEECHWOOD DR, BEREA, KY 40403-9014

Mortgage

Document Number	2014245583
Date	Feb 11, 2025
Instrument	2014245583

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 5, 2019
Property Address	217 BEECHWOOD DR, BEREA, KY 40403-9014
Document Number	D00771/751
Book / Page	D00771 / 751
Map Reference	MB 10 PG 161
Instrument Date	Apr 1, 2019
Instrument	2013990577
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 BEECHWOOD DR, 217, BEREA, KY 40403-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	217 BEECHWOOD DR, BEREA, KY 40403-9014

Mortgage

Document Number	2013990578
Date	Apr 5, 2019
Instrument	2013990578

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 14, 2017
Property Address	217 BEECHWOOD DR, BEREA, KY 40403-9014
Document Number	D00752/588
Book / Page	D00752 / 588
Map Reference	MB10 PG161
Instrument Date	Nov 9, 2017
Instrument	2013967799
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 BEECHWOOD DR, BEREA, KY 40403-9014

Mortgage

Document Number	2013967800
Date	Nov 14, 2017
Instrument	2013967800

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+17.25%)	$181,000 (+20.67%)	$181,000 (+20.67%)
2023	$1,455.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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