217 3rd Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 217 3rd Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2025)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1128281020`

Property Details

APN / Parcel Number

Primary APN	`1128281020`
Alternative APNs	`104932` `123046`

Exterior

Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	68.8 ft deep x 60 ft wide

Location & Zoning

Account Number	123046
Street Address	217 3RD AVE
City	ROCK FALLS
State	IL
Zip	61071-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN W 1/2 LOT 17 BLK 9 67900X
Legal Subdivision	CITY OF ROCK FALLS
Legal Block	9
Legal Lot Number	17
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3014
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 S 4TH ST, DEKALB, IL 60115-3733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 19, 2025	Warranty Deed, Transfer
May 18, 2020	Grant Deed, Transfer · Conventional Mortgage SAUK VLY BK&TR
Nov 27, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	20255909
Prior Transfer Date	Oct 14, 2025
Prior Transfer Doc	0000005909
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 13, 2025
Property Address	217 3RD AVE, ROCK FALLS, IL 61071-1210
Document Number	0000005795
Instrument Date	Oct 14, 2025
Instrument	2025-05795
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S 4TH ST, DEKALB, IL 60115-3733

Mortgage

Document Number	0000005796
Date	Nov 13, 2025
Instrument	2025-05796

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 19, 2025
Property Address	217 3RD AVE, ROCK FALLS, IL 61071-1210
Document Number	0000005909
Instrument Date	Oct 14, 2025
Instrument	2025-05909
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S 4TH ST, DEKALB, IL 60115-3733

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 18, 2020
Property Address	217 3RD AVE, ROCK FALLS, IL 61071-1210
Document Number	0000002743
Instrument Date	May 12, 2020
Instrument	2743
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 3RD AVE ROCK FALLS IL 610711210, ROCK FALLS, IL 61071-1210

Mortgage

Document Number	2744
Date	May 18, 2020
Instrument	2744

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2040

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 27, 2018
Property Address	217 3RD AVE, ROCK FALLS, IL 61071-1210
Document Number	0000006540
Instrument Date	Nov 13, 2018
Instrument	6540
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	NTI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 3RD AVE ROCK FALLS IL 610711210, ROCK FALLS, IL 61071-1210

Mortgage

Document Number	6541
Date	Nov 27, 2018
Instrument	6541

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,802.00 (+10.26%)	$49,729 (+8.8%) Land $3,193 Building $46,536
2024	$4,355.00 Additional exemption filed	$45,707 Land $2,935 Building $42,772	$149,187 (+8.8%) Land $9,579 Building $139,608
2023			$137,121 Land $8,805 Building $128,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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