217 2nd St, Traer, IA 50675 Property Records

Tama County property record for 217 2nd St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jul 2021)
Tax Bill	$794 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.104.009`

Property Details

APN / Parcel Number

Primary APN	`07.10.104.009`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	217 2ND ST
City	TRAER
State	IA
Zip	50675-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 48' LOT 11 BLK 1 HARTSHORN'S
Legal Subdivision	HARTSHORN'S
Legal Block	1
Legal Lot Number	11
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3015
Census Tract	290200

Owner

217 2nd St is owned by an individual who bought it in July 2021.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	705 MILL ST, TRAER, IA 50675-1439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed, Transfer · Conventional Mortgage FARMERS SAVINGS BANK & TRUST
Jul 8, 2021	Deed, Transfer
Jul 8, 2021	Deed, Transfer · Conventional Mortgage FARMERS SAVINGS BANK & TRUST
Oct 11, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	20212168
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TAMA IA
Recording Date	Jul 8, 2021
Property Address	217 2ND ST, TRAER, IA 50675-1101
Document Number	0020212169
Instrument Date	Jul 7, 2021
Instrument	2021-2169
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 MILL ST, TRAER, IA 50675-1439

Mortgage

Document Number	0020212171
Date	Jul 8, 2021
Instrument	2021-2171

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2031

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TAMA IA
Recording Date	Jul 8, 2021
Property Address	217 2ND ST, TRAER, IA 50675
Document Number	0020212168
Instrument Date	Jul 7, 2021
Instrument	2021-2168
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 MILL ST, TRAER, IA 50675-1439

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TAMA IA
Recording Date	Jul 8, 2021
Property Address	217 2ND ST, TRAER, IA 50675-1101
Document Number	0020212168
Instrument Date	Jul 7, 2021
Instrument	2021-2168
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 MILL ST, TRAER, IA 50675-1439

Mortgage

Document Number	0020212171
Date	Jul 8, 2021
Instrument	2021-2171

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2031

Interest

Rate Type	Fixed Rate

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Oct 11, 2006
Property Address	217 2ND ST, TRAER, IA 50675-1101
Document Number	000786/128
Book / Page	0786 / 128
Instrument Date	Oct 5, 2006
Instrument	2006-5811
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 GREEN ST, TRAER, IA 50675-1120

Tax Assessment & Valuation

The 2025 property tax bill for 217 2nd St was $794.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$794.00	$40,330 Land $7,920 Building $32,410	$40,330 Land $7,920 Building $32,410
2023		$35,640 (-0.28%) Land $7,920 Building $27,720	$35,640 (-0.28%) Land $7,920 Building $27,720
2022		$35,740 Land $7,920 Building $27,820	$35,740 Land $7,920 Building $27,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 2nd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

Nearby Properties on 2nd St

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