217 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 217 2nd Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Jan 2021)
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00661.00`

Property Details

APN / Parcel Number

Primary APN	`17.00661.00`

Exterior

Lot Area	7,676 sqft (0.176 acres)

Location & Zoning

Street Address	217 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-012 BLOCK-008 EXC SLY 48 FT
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	RIVER-SIDE
Legal Block	8
Legal Lot Number	12
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4036
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E PASARO DR, PHOENIX, AZ 85085-7245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage BONANZA VALLEY STATE BANK
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 20, 2020	Deed, Transfer TITLENEXUS LLC
May 20, 2020	Intrafamily Transfer, Transfer TITLENEXUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	2021449363
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000442957
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	217 2ND AVE NE, SAINT CLOUD, MN 56304-0409
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	TITLENEXUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 CENTRAL AVE S, BROOTEN, MN 56316-4748
Investor	Possibly a Property Investor

Mortgage

Document Number	0000444603
Date	Jul 27, 2020
Instrument	444603

Lender

Name	BONANZA VALLEY STATE BANK
Type	Bank
Address	BROOTEN, MN 56316

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 28, 2021
Property Address	217 2ND AVE NE, SAINT CLOUD, MN 56304-0409
Document Number	0000449363
Instrument Date	Jan 11, 2021
Instrument	449363
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 E PASARO DR, PHOENIX, AZ 85085-7245

Mortgage

Document Number	0000449364
Date	Jan 28, 2021
Instrument	449364

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MN
Recording Date	May 20, 2020
Property Address	217 2ND AVE NE, SAINT CLOUD, MN 56304-0409
Document Number	0000442960
Instrument Date	Apr 24, 2020
Instrument	442960
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Tax	$188.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 DODGE AVE NW STE C, C, ELK RIVER, MN 55330-1913
Investor	Possibly a Property Investor

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	May 20, 2020
Property Address	217 2ND AVE NE, SAINT CLOUD, MN 56304-0409
Document Number	0000442957
Instrument Date	Apr 17, 2020
Instrument	442957
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLENEXUS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	901 HIGHWAY 71 NE, WILLMAR, MN 56201-2654

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (+30.09%)	$118,000 (+13.14%) Land $25,000 Building $93,000	$118,000 (+13.14%) Land $25,000 Building $93,000
2023	$1,336.00	$104,300 Land $25,000 Building $79,300	$104,300 Land $25,000 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 2nd Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures