2169 Bowersox Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 2169 Bowersox Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,562 sqft · built 1956
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Jun 2017)
Tax Bill	$4,468 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-000630`

Property Details

APN / Parcel Number

Primary APN	`11-000630`
Alternative APN	`000630`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,562 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	234 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000630
Street Address	2169 BOWERSOX RD
City	NEW WINDSOR
State	MD
Zip	21776-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.82 ACS 2169 BOWERSOX RD SE OF NEW WINDSOR
Legal Subdivision	REVISED BOWERCREST
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	2
Census Block	2025
Census Tract	511000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2169 BOWERSOX RD, NEW WINDSOR, MD 21776-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage SIERRA PACIFIC MTG
Jun 5, 2017	Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jun 5, 2017	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	20178706-0074
Deed Book / Page	8706 / 74
Prior Transfer Date	Jul 19, 2004
Prior Transfer Doc	0040960462
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2169 BOWERSOX RD, NEW WINDSOR, MD 21776-8609
Document Number	0096700114
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	OLD LINE TITLE COMPANY INC, OLD LINE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2169 BOWERSOX RD NEW WINDSOR MD 217768609, NEW WINDSOR, MD 21776-8609

Mortgage

Document Number	0096700114
Date	May 11, 2020
Book Page	009670/000114

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 5, 2017
Property Address	2169 BOWERSOX RD, NEW WINDSOR, MD 21776-8609
Document Number	0087060074
Book / Page	8706 / 0074
Map Reference	LB282 FO299
Instrument Date	Jun 1, 2017
Instrument	8706-0074
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHANCELLOR TITLE SERVICES IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2169 BOWERSOX RD, NEW WINDSOR, MD 21776-8609

Mortgage

Document Number	87060079
Date	Jun 5, 2017
Instrument	8706-0079

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 5, 2017
Property Address	2169 BOWERSOX RD, NEW WINDSOR, MD 21776-8609
Document Number	0087060073
Book / Page	008706 / 000073
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	CHANCELLOR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1150 RIDGE RD FINKSBURG MD 210481002, FINKSBURG, MD 21048-1002

Mortgage

Document Number	87060078
Date	Jun 5, 2017
Book Page	008706/000078

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,468.00 (+5.28%) Homeowner's exemption	$482,033 (+8.01%)	$517,800 (-) Land $138,200 Building $379,600
2025	$4,244.00 (-7.58%) Homeowner's exemption	$446,267 (+9.8%)	$517,800 (+26.14%) Land $138,200 Building $379,600
2023	$4,592.00 Homeowner's exemption	$406,433	$410,500 Land $138,200 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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