2169 104th St, Luck, WI 54853 Property Records

Polk County property record for 2169 104th St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`026-00651-0000`

Property Details

APN / Parcel Number

Primary APN	`026-00651-0000`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Street Address	2169 104TH ST
City	LUCK
State	WI
Zip	54853-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM #726 V3 P 218 IN GOV LOT 2 INCLUDES ASSESSMENT FOR (LAKE ACCESS LOT) 026-00649-0000 EAST BONE LAKE LANE ACCESS ASSO
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1020
Census Tract	960302

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	585 COUNTY ROAD J, ROBERTS, WI 54023-5205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Sep 11, 2025	Deed of Trust, Mortgage · Construction Mortgage NORTHVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2012
Deed Sale	Feb 16, 2012
Deed Document Number	792679
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2169 104TH ST, LUCK, WI 54853-2216
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000941807
Date	Jan 14, 2026
Instrument	941807

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2169 104TH ST, LUCK, WI 54853-2216
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938533
Date	Sep 11, 2025
Instrument	938533

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Georgetown Town
Unified School District	Unity School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (-10.72%)	$158,200 (+11.72%) Land $55,900 Building $102,300	$162,700 (+1.81%) Land $57,490 Building $105,210
2023	$1,437.00	$141,600 Land $49,200 Building $92,400	$159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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