Washington County property record for 21689 Jefferson Blvd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 2020 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,500 (Mar 2026) |
| Tax Bill | $4,423 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-065468 |
| Primary APN | 18-065468 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 115,434 sqft (2.65 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 065468 |
|---|---|
| Street Address | 21689 JEFFERSON BLVD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 2.65 ACRES 21689 JEFFERSON BLVD OVERDALE ESTATES SUBDIV |
| Legal Subdivision | JEFFERSON BLVD OVERDALE ESTATES SUB |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11202 |
21689 Jefferson Blvd is owned and occupied by two individuals who bought it in March 2026.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU |
| Mar 16, 2026 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 25, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage PATRIOT FCU |
| May 27, 2020 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Jan 25, 2021 · Amount on File |
| Deed Book / Page | 7880 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0073810232 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 7381/232 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 13, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 16, 2026 |
| Property Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Document Number | 0078800001 |
| Book / Page | 7880 / 1 |
| Map Reference | LB 6493 FO 251 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Document Number | 0000078809 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 7880/9 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 25, 2021 |
| Property Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Document Number | 0064930251 |
| Book / Page | 6493 / 251 |
| Map Reference | MB 10478 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Document Number | 0006493256 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 6493/256 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 27, 2020 |
| Property Address | 21689 JEFFERSON BLVD, SMITHSBURG, MD 21783-1756 |
| Document Number | 0062600298 |
| Book / Page | 006260 / 000298 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21689 JEFFERSON BLVD SMITHSBURG MD 21783, SMITHSBURG, MD 21783 |
The 2026 property tax bill for 21689 Jefferson Blvd was $4,423, up 3.3% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,423.00 (+3.27%) | $421,433 (+3.33%) | $435,000 (-) Land $67,300 Building $367,700 |
| 2025 | $4,283.00 (+3.4%) | $407,867 | $435,000 Land $67,300 Building $367,700 |
| 2024 | $4,142.00 (+10.31%) | ||
| 2023 | $3,755.00 | $361,133 | $394,300 Land $81,500 Building $312,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21689 Jefferson Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–1997) |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21689 Jefferson Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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