21686 Mackinaw Ct, Macomb, MI 48044 Property Records

Macomb County property record for 21686 Mackinaw Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,274 sqft · built 2004
Lot Size	0.571 acres (24,873 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (Oct 2022)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-430-023`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-430-023`
Alternative APN	`0822430023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft
Basement Area	2,274 sqft
Unfinished Basement	2,274 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	24,873 sqft (0.571 acres)
Lot Dimensions	183 ft deep x 136 ft wide
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21686 MACKINAW CT
City	MACOMB
State	MI
Zip	48044-1893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN GATE ESTATES SUB LOT 22 LIBER 156 PAGES 57-64
Legal Subdivision	GOLDEN GATE ESTATES SUB
Legal Lot Number	22
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1023
Census Tract	224002

Owner

21686 Mackinaw Ct is owned and occupied by an individual who bought it in October 2022.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21686 MACKINAW CT, MACOMB, MI 48044-1893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 6, 2020	Quit Claim Deed, Transfer AMROCK INC
Jan 6, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Jun 9, 2006 · Amount on File
Deed Document Number	2022114762
Deed Book / Page	28843 / 811
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	0000001682
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 5, 2022
Property Address	21686 MACKINAW CT, MACOMB, MI 48044-1893
Document Number	2200114762
Book / Page	28843 / 811
Map Reference	LB 156 PG 57-64
Instrument Date	Sep 23, 2022
Instrument	202200114762
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21686 MACKINAW CT, 21686, MACOMB, MI 48044-1893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21686 MACKINAW CT, MACOMB, MI 48044-1893

Mortgage

Document Number	2200114763
Date	Oct 5, 2022
Instrument	202200114763

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 6, 2020
Property Address	21686 MACKINAW CT, MACOMB, MI 48044-1893
Document Number	0000001684
Book / Page	026436 / 000490
Instrument Date	Dec 16, 2019
Instrument	1684
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21686 MACKINAW CT MACOMB MI 480441893, MACOMB, MI 48044-1893

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 6, 2020
Property Address	21686 MACKINAW CT, MACOMB, MI 48044-1893
Document Number	0000001682
Book / Page	026436 / 000473
Instrument Date	Dec 16, 2019
Instrument	1682
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21686 MACKINAW CT MACOMB MI 480441893, MACOMB, MI 48044-1893

Mortgage

Document Number	1683
Date	Jan 6, 2020
Book Page	026436/000474
Instrument	1683

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 21686 Mackinaw Ct was $8,038 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,200 (+9.14%)	$544,400 (+9.14%)
2025	$8,038.00 Homeowner's exemption	$249,400	$498,800
2023		$226,100	$452,200
2022	$4,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21686 Mackinaw Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21686 Mackinaw Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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