21685 Woolaroc Dr, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 21685 Woolaroc Dr, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1959
Lot Size	0.252 acres (10,976 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Sep 2024)
Tax Bill	$11,748 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`544-44-085`

Property Details

APN / Parcel Number

Primary APN	`544-44-085`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,976 sqft (0.252 acres)
Lot Dimensions	112 ft deep x 98 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	21685 WOOLAROC DR
City	LOS GATOS
State	CA
Zip	95033-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS
Legal Subdivision	REDWOOD ESTATES MAP 4
Legal Block	Y
Legal Lot Number	425
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	1
Census Block	1027
Census Tract	511800

Owner

21685 Woolaroc Dr is owned by two individuals who bought it in September 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1707 MANITOU CT, SAN JOSE, CA 95120-3838
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 24, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	202425703530
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21685 WOOLAROC DR, LOS GATOS, CA 95033-8940
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 PROVIDENCE CT, CUPERTINO, CA 95014-4028

Mortgage

Document Number	0025224336
Date	Jan 24, 2022
Instrument	25224336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21685 WOOLAROC DR, LOS GATOS, CA 95033-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 PROVIDENCE CT, CUPERTINO, CA 95014-4028

Mortgage

Document Number	0024663968
Date	Oct 21, 2020
Instrument	24663968

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 24, 2017
Property Address	21685 WOOLAROC DR, LOS GATOS, CA 95033-8940
Document Number	0023656825
Instrument Date	May 3, 2017
Instrument	23656825
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	924 PROVIDENCE CT CUPERTINO CA 950144028, CUPERTINO, CA 95014-4028

Mortgage

Document Number	23656826
Date	May 24, 2017
Instrument	23656826

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 21685 Woolaroc Dr was $11,748.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$994,500 (+2%) Land $795,600 Building $198,900
2025	$11,748.00 Homeowner's exemption	$975,000 Land $780,000 Building $195,000
2023	$11,342.00 (+0.62%)	$953,766 Land $278,879 Building $674,887
2022	$11,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21685 Woolaroc Dr in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21685 Woolaroc Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ridge Wireless Fixed Wireless	100 / 60
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T, Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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