21683 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 21683 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,135 sqft · built 1971
Lot Size	0.138 acres (5,989 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Oct 2025)
Tax Bill	$11,212 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`544-45-078`

Property Details

APN / Parcel Number

Primary APN	`544-45-078`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,135 sqft Living Area
1st Floor Area	477 sqft
2nd Floor Area	658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	5,989 sqft (0.138 acres)
Lot Dimensions	113 ft deep x 53 ft wide
View / Lot	Woodland
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	21683 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Legal Description	BLK T LOT 443
Legal Subdivision	REDWOOD ESTATES MAP #4
Legal Block	T
Legal Lot Number	443
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	1
Census Block	1024
Census Tract	511800

Owner

21683 Summit Rd is owned and occupied by an individual who bought it in October 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	21683 SUMMIT RD, LOS GATOS, CA 95033-8402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage NCL EAGLEPOINT INVESTMENTS LLC
Oct 31, 2025	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jun 27, 2024 · Amount on File
Deed Document Number	202525893906
Prior Transfer Date	Nov 20, 1998
Prior Transfer Doc	0014522756
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21683 SUMMIT RD, LOS GATOS, CA 95033-8402
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 DOVE ST 200, 200, NEWPORT BEACH, CA 92660-3019

Mortgage

Document Number	0025711238
Date	Oct 11, 2024
Instrument	25711238

Lender

Name	NCL EAGLEPOINT INVESTMENTS LLC
Type	Non-Lending Institution
Address	31566 RAILROAD CANYON RD STE 2, CANYON LAKE, CA 92587

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2025

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 31, 2025
Property Address	21683 SUMMIT RD, LOS GATOS, CA 95033-8402
Document Number	0025893906
Map Reference	MB W PG 46
Instrument Date	Oct 23, 2025
Instrument	25893906
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21683 SUMMIT RD, LOS GATOS, CA 95033-8402

Mortgage

Document Number	0025893907
Date	Oct 31, 2025
Instrument	25893907

Lender

Name	ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 21683 Summit Rd was $11,212.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,000 (-15.03%) Land $600,000 Building $180,000
2025	$11,212.00	$918,000 Land $765,000 Building $153,000
2023	$7,493.00 (+6.12%) Homeowner's exemption	$598,759 Land $452,421 Building $146,338
2022	$7,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21683 Summit Rd in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21683 Summit Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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