21682 Belvedere Ln, Estero, FL 33928 Property Records

Lee County property record for 21682 Belvedere Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,127 sqft · built 2009
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2025)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0300A.0210`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0300A.0210`
Alternative APNs	`263246E20300A0210` `324626030000A0210` `10540630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,866 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	322 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10540630
Street Address	21682 BELVEDERE LN
City	ESTERO
State	FL
Zip	33928-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 10 AS DESC IN INST #2007-27025 BLK A LOT 21
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	A
Legal Lot Number	21
Legal Unit	10
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5002
Census Tract	50311

Owner

21682 Belvedere Ln is owned by two individuals who bought it in September 2025.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1626 FOUR MILE COVE PKWY, CAPE CORAL, FL 33990-2449
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BK/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Mar 9, 2018 · Amount on File
Deed Document Number	2025243504
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21682 BELVEDERE LN, ESTERO, FL 33928-7337
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 KILMER TRL, ALBRIGHTSVILLE, PA 18210

Mortgage

Document Number	0000201702
Date	Jun 17, 2021
Instrument	2021000201702

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 10, 2025
Property Address	21682 BELVEDERE LN, ESTERO, FL 33928-7337
Document Number	0000243504
Map Reference	DOC 2007000027025
Instrument Date	Aug 20, 2025
Instrument	2025000243504
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	MARKETPLACE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1137, ALBRIGHTSVILLE, PA 18210-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1626 FOUR MILE COVE PKWY, CAPE CORAL, FL 33990-2449

Mortgage

Document Number	0000243505
Date	Sep 10, 2025
Instrument	2025000243505

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 9, 2018
Property Address	21682 BELVEDERE LN, ESTERO, FL 33928-7337
Document Number	0000057042
Instrument Date	Feb 27, 2018
Instrument	57042
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	PARADISE COAST TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1137 ALBRIGHTSVILLE PA 182101137, ALBRIGHTSVILLE, PA 18210-1137

Mortgage

Document Number	57043
Date	Mar 9, 2018
Instrument	57043

Lender

Name	CAPITAL BK/CA
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21682 Belvedere Ln was $6,064, up 0.6% from the year before.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,064.00 (+0.63%)	$353,397 (-14.42%)	$364,981 (-11.61%) Land $88,219 Building $276,762
2024	$6,026.00 (+5.02%)	$412,932 (+3.82%) Land $93,420 Building $319,512	$412,932 (+3.82%) Land $93,420 Building $319,512
2023	$5,738.00 (+11.63%)	$397,723 (+24.42%) Land $88,877 Building $308,846	$397,723 (+24.42%) Land $88,877 Building $308,846
2022	$5,140.00	$319,658 Land $83,095 Building $236,563	$319,658 Land $83,095 Building $236,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21682 Belvedere Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21682 Belvedere Ln is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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